p2p lending at lending club
Debt Elimination
Homeownership Verified

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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: B DTI: 21%
Lender Rate: 10% Borrower: robroy
Time Left: Finished State: AZ
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-04-09 EricsCC ROI: 8%
Status History
Apr 09, 2008 Current
Purpose of loan:
This loan is the second phase of my debt elimination plan and will be used to pay off and eliminate my highest interest rate credit card - the Bank of America AAA VISA.

My financial situation:
I have a stable job in a government agency, and have no car payment. I have no late payments, and feel a strong moral obligation to pay off all debt. I have good cash flow and after expenses still have over $900.00/mo. discretionary income.

Monthly net income: $3500

Monthly expenses: $
Housing: $525
Car Insurance: $100
Car Payment: $0
Gasoline: $50
Utilities: $200
Phone, cable, internet: $ 127
Food, entertainment: $ 250
Clothing, household expenses $ 125
Credit cards and other loans:
   HELOC - $250 
   Mastercard - $200
   ZOPA (consolidation loan) - $371
   Discover Card - $135
   AAA VISA - $116
   Other expenses: $ 100
   TOTAL: $2549
Borrower's Other Listings
242170 Debt Elimination C $12,500 @ 21% Dec 02, 2007 Loan created

 

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