p2p lending at lending club
Down payment to purchase my home

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Listing Information
Amount: $5,000.00 Status: Withdrawn
Grade: D DTI: 13%
Lender Rate: 35% Borrower: grateful
Time Left: Finished State: GA
Funded: 1% Group: BuildingTree
I am requesting a loan to use for a down payment to purchase the house that we have been lease purchasing for over a year.  Once we purchase our home the payments will decrease.  I also intend to pay off my existing loan with prosper.  I have been on my job for almost fifteen years and have been a real estate investor for over ten years. So far this year I have made $7000 investing.  I have been saving money in a 401K and a 457 plan  for my retirement since I started my job.  My husband is already retired.  The following explains my finances:


My net income: $2150/mo
Lease payment: $1350/mo
Auto Insurance: $127/mo
Utilities: $200/mo
Cable/Phone/Internet: $130/mo
Travel Expenses: $100/mo
Food: $130/mo
Prosper Loan: $172/mo
Life insurance $66/mo
Security monitoring $27/mo

The only thing I have to pay is the lease payment and my prosper loan.  We have two wonderful grandsons, a three year old and a one year old that we spend a lot of time with.  Their parents are struggling at this time so we try to get them and do things for them.  My goal is to be able to retire from my job early and spend more time doing what I love most.  I love real estate investing and spending quality time with my husband and grandbabies.

I plan to repay the loan like I'm repaying my current prosper loan.  The payments are drafted from my bank account and I make extra payments.  I am close to paying my loan off early.  I have an excellent payment history with prosper and I plan on keeping it that way.   Hopefully on day in the near future I will become a prosper lender.  Thank you for your consideration.   
Borrower's Other Listings
3939 Financial recuperation following injury C $5,000 @ 13% Mar 28, 2006 Withdrawn
4164 Financial recuperation after injury C $5,000 @ 18% Mar 29, 2006 Withdrawn
4174 Financial recuperation after injury C $4,500 @ 15% Mar 29, 2006 Withdrawn
4306 Getting back on my feet. C $5,000 @ 15% Mar 30, 2006 Withdrawn
5188 Getting back in the saddle C $6,000 @ 17% Apr 06, 2006 Withdrawn
5190 Getting back in the saddle C $6,000 @ 17% Apr 06, 2006 Withdrawn
5210 Getting back in the saddle C $5,000 @ 14% Apr 06, 2006 Loan created
275948 Getting back in the saddle HR $20,000 @ 15% Feb 04, 2008 Withdrawn
277541 Getting back in the saddle HR $20,000 @ 15% Feb 08, 2008 Withdrawn
277666 Getting back in the saddle HR $20,000 @ 15% Feb 09, 2008 Withdrawn
278412 Getting back in the saddle HR $8,000 @ 15% Feb 11, 2008 Withdrawn
281029 Getting back in the saddle HR $4,500 @ 18% Feb 18, 2008 Withdrawn
281352 Getting back in the saddle HR $4,500 @ 18% Feb 18, 2008 Withdrawn
281361 Getting back in the saddle HR $4,500 @ 18% Feb 18, 2008 Withdrawn
281362 Getting back in the saddle HR $4,500 @ 18% Feb 18, 2008 Withdrawn
282385 Down payment to help purchase my home HR $4,500 @ 18% Feb 20, 2008 Expired
287185 Down payment to help purchase my home HR $3,002 @ 18% Mar 03, 2008 Withdrawn
290376 Down payment to help purchase my home D $4,000 @ 33% Mar 08, 2008 Withdrawn
295500 Down payment to help purchase my home D $8,000 @ 33% Mar 19, 2008 Expired
301818 Pay off debts to increase credit score D $6,000 @ 35% Mar 30, 2008 Withdrawn
302298 Pay off debts to increase credit score D $6,000 @ 35% Mar 31, 2008 Withdrawn
302381 Pay off debts to increase credit score D $5,000 @ 35% Mar 31, 2008 Withdrawn
303634 Pay off debts to increase credit score D $5,000 @ 18% Apr 02, 2008 Withdrawn
304262 Pay off remaining debts for a fresh start D $5,000 @ 29% Apr 04, 2008 Withdrawn
304363 Pay remaining debts(2nd loan) Good payment history D $5,000 @ 18% Apr 04, 2008 Withdrawn
306828 Pay remaining debts-proven to be a good risk D $4,800 @ 20% Apr 09, 2008 Withdrawn
308001 Trying to get a fresh start D $3,900 @ 35% Apr 11, 2008 Expired
315376 Trying to get a fresh start D $3,900 @ 35% Apr 21, 2008 Withdrawn
315387 Trying to get a fresh start D $3,900 @ 35% Apr 21, 2008 Withdrawn
315388 Trying to get a fresh start D $3,900 @ 35% Apr 21, 2008 Withdrawn
315460 Trying to get a fresh start D $3,900 @ 33% Apr 21, 2008 Withdrawn
318714 Trying to get a fresh start D $4,500 @ 25% Apr 26, 2008 Withdrawn
318741 Trying to get a fresh start D $4,500 @ 25% Apr 26, 2008 Withdrawn
320395 Trying to get a fresh start D $3,500 @ 35% Apr 28, 2008 Expired
326482 Trying to get a fresh start D $3,500 @ 35% May 05, 2008 Withdrawn
329110 Pay Off Remaining Debts D $3,000 @ 35% May 08, 2008 Withdrawn
331301 Pay Off Remaining Debts D $3,900 @ 35% May 12, 2008 Withdrawn
332368 Pay Off Remaining Debts D $1,900 @ 25% May 14, 2008 Withdrawn
333027 Pay Off Remaining Debts D $1,900 @ 32% May 15, 2008 Loan created

 

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