No Deliquencies! Buying a Laptop for Work and School

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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: HR DTI: 21%
Lender Rate: 28% Borrower: stacyh830
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Default Origination Date: 2008-04-14 EricsCC ROI: -32%
Status History
Apr 11, 2008 Current
Jul 30, 2008 Late
Aug 15, 2008 1 month late
Aug 28, 2008 Current
Dec 29, 2008 Late
Jan 14, 2009 Current
Apr 29, 2009 Late
May 15, 2009 1 month late
May 19, 2009 Current
May 31, 2009 Late
Jun 15, 2009 1 month late
Jul 15, 2009 2 months late
Aug 15, 2009 3 months late
Sep 22, 2009 2 months late
Sep 26, 2009 1 month late
Oct 15, 2009 2 months late
Nov 15, 2009 3 months late
Dec 15, 2009 4+ months late
Dec 16, 2009 Default
Purpose of loan:
This loan will be used to purchase a laptop. The rest of the funds will be used to buy textbooks and a parking permit at school.

My financial situation:
I am a good candidate for this loan because I am responsible and have made timely payments on all my loans with Prosper. My employer is stable and loves how I work. I am great student too. Right now I have a net cash-flow of $1,025 a month so it will be easy making monthly payments for this loan. If you have any further questions, feel free to ask me and I will be quick to respond.

Monthly net income: $ 2,500

Monthly expenses: $ 1,475
  Housing: $ 300
  Insurance: $ 0
  Car expenses: $ 175
  Utilities: $ 0
  Phone, cable, internet: $ 100
  Food, entertainment: $ 350
  Clothing, household expenses $ 50
  Credit cards and other loans: $ 500
  Other expenses: $ 0

Thank you for your consideration and time.
Borrower's Other Listings
110641 Paying medical expenses HR $2,550 @ 25% Mar 13, 2007 Withdrawn
113655 No Delinquencies! Paying off bills HR $3,000 @ 25% Mar 20, 2007 Loan created

 

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