p2p lending at lending club
Ended short of 50%, Relisting - Reinvest in Prosper

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Listing Information
Amount: $2,750.00 Status: Withdrawn
Grade: C DTI: 11%
Lender Rate: 18% Borrower: GoFWD
Time Left: Finished State: IN
Funded: 0% Group: (No Group)
My state Max is 17.78 %  however, I would just as soon take it from 20%.
 I make enough per month to cover the payment on time.
My Financial Picture: I have added a bit more this try, $2,500.00 because of the seriousness of what I propose.
I can pay ON TIME as I have demonstrated in ALL accounts that I have had except three I asked to settle to stop 23+ Interest rates back (over a year ago). 1 was Paid in Full (as of March 21- confirmed March 27 in Credit Union), other 2 accounts on normal payment plans with no problems with payments since then (Nov and Dec) which total $400.00
I hope bidders do read this instead of just what's in the box, because here I am explaining exactly what you need to know.

1. Loan to help cover reinvesting in Prosper as a Lender.   
2. Prosper.com also gains with necessary fees from Lending. 
3.  2 Credit Card accounts I have, will be paid off, which will get rid of high interest rates

Note: My wife pays half the rent.

 
Monthly net income: $ 2640.00


Monthly expenses: $ 1450.00   
  Housing: $ 375.00 (half of rent per month, wife splits with me)
  Insurance: $ 80.00 
  Car expenses: $ 50.00 Car is paid for   
  Utilities: $ 0-  
  Phone, cable, internet: $ 25  
  Food, entertainment: $250  
  Clothing, household expenses $ 35 
  Credit cards and other loans: $ 400
  Other expenses: $ 235
Borrower's Other Listings
285580 3 Accounts have been settled , No Car Loan, Need to Consolid C $5,500 @ 12% Feb 28, 2008 Withdrawn
286017 No Car Loan, Need to Consolidate C $7,000 @ 12% Feb 29, 2008 Withdrawn
286140 No Car Loan, Need to Consolidate C $6,000 @ 12% Feb 29, 2008 Withdrawn
286655 Debt Consolidation, 3 Settlements Done, No Car Loan C $5,000 @ 18% Mar 01, 2008 Withdrawn
287155 Pay off 3 Creditors C $4,750 @ 17% Mar 03, 2008 Withdrawn
287157 Pay off 3 Creditors C $4,750 @ 17% Mar 03, 2008 Withdrawn
287234 Pay off 3 Creditors C $3,000 @ 17% Mar 03, 2008 Expired
289196 Pay off 3 Creditors C $3,300 @ 18% Mar 06, 2008 Withdrawn
289340 RELIST - Were so close! Reduce Int Rates! C $2,500 @ 18% Mar 06, 2008 Withdrawn
289696 RELIST had to be again - Great News - Need to Consolidate C $2,500 @ 18% Mar 06, 2008 Withdrawn
290578 Final Year for Degree, Reinvest in Prosper C $3,000 @ 18% Mar 09, 2008 Withdrawn
292854 Pay Off High Interest C $5,000 @ 18% Mar 13, 2008 Withdrawn
294475 Personal Loan C $1,900 @ 18% Mar 17, 2008 Withdrawn
295077 Personal Loan C $1,000 @ 18% Mar 18, 2008 Withdrawn
297130 Personal Loan C $3,500 @ 18% Mar 22, 2008 Withdrawn
297632 Reinvest in Prosper / Payoff Credit Cards C $3,500 @ 18% Mar 23, 2008 Withdrawn
297817 RELIST - Reinvest in Prosper/State Max 17.78/ Pay CC C $2,500 @ 18% Mar 23, 2008 Expired
300969 Ended short of 50%, Relisting - Reinvest / Reduce Interest C $3,000 @ 18% Mar 28, 2008 Withdrawn
300984 Ended short of 50%, Relisting - Reinvest / Reduce Interest C $2,000 @ 18% Mar 28, 2008 Expired
302434 Relist Again - Need for Immediate Goal D $1,500 @ 18% Apr 01, 2008 Withdrawn
303144 Relist New Goal - Consolidate into lower monthly payment D $3,500 @ 18% Apr 01, 2008 Withdrawn
304170 Relist New Goal - Consolidate into lower monthly payment D $1,150 @ 18% Apr 03, 2008 Expired
305410 Consolidate cc payments D $1,150 @ 18% Apr 07, 2008 Withdrawn
306726 Consolidate cc payments/Max for state is 17.78% D $1,450 @ 18% Apr 09, 2008 Withdrawn
306760 Consolidate Pay Off CC//Dentalwork/Max is 17.78% D $4,000 @ 18% Apr 09, 2008 Withdrawn
312784 Consolidate Pay Off CC - Dentalwork D $3,000 @ 35% Apr 17, 2008 Withdrawn
313082 Consolidate Pay Off CC - Dentalwork D $3,000 @ 30% Apr 17, 2008 Withdrawn
329640 Consolidate Pay Off Credit Card Debts D $3,500 @ 35% May 09, 2008 Withdrawn
352954 Consolidate Pay Off Credit Card Debts D $3,500 @ 35% Jun 18, 2008 Withdrawn
352967 Consolidate Pay Off Credit Card Debts D $3,500 @ 35% Jun 18, 2008 Expired
357264 Pay Off CC Debts D $1,500 @ 24% Jun 25, 2008 Loan created

 

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