PAYING OFF CASH CALL LOAN AND HIGH INTEREST CREDIT CARDS
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,950.00 | Status: | Loan created |
| Grade: | HR | DTI: | 15% |
| Lender Rate: | 35% | Borrower: | aecom08 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-04-03 | EricsCC ROI: | 32% |
| Status History | |
|---|---|
| Apr 03, 2008 | Current |
|
Purpose of loan: This loan will be used to pay off cash Call Loan and atleast 1 high interest credit to improve my credit score. I had a listing up with few bids which i ended early as the amount bid will not serve the purpose. Since I am new to site and based on my credit score rating it is being advised that i ask for lesser amount. I am putting it is as non auction as my interest rate at loan is really high. Hope this time it works. Feel free to write and advise if you feel like. My financial situation: I am a good candidate for this loan because i am responsible person in life and i have reasonable monthly income. I am a civil engineer ( Sorry these was no column for Civil so i had to put mechanical which is close). I got into some financial trouble year and a half ago due to personnel reasons and got very high interest rate cash call loan. I am making 200 a month monthly payment on this loan on time for over a year now. I also have high rate credit cards. I now want to fix my situation. I am paying big amount every month to pay off the loan and credit cards. Seems like the more i pay the less they seem to go away and my score has gone very down due to available credit ratio. I am planning to buy a house by next year. I and the way my credit is being effected by thses unwise loans and credit cards, i do need to fix this situation. Luckly i found this site and seems like some humans are going to review my application rather than computres looking at my score only. So here i am trying to fix my situation. I do understand your reservations if you have any due to my score. I do want to mention there are no un paid loan delinquent loan on my credit. I have fulfilled all my obligations and will not let you down. Monthly net income: My take home pay per month is $4900.00 Monthly expenses: $ Housing : $ 1250 Insurance: $ 150 Car expenses: $ 480 + $300 Gas Utilities: $ 120 Phone, cable, internet: $ 450 Food, entertainment: $ 400 Clothing, household expenses $850 Credit cards and other loans: $ 750 Other expenses: $ 150 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 297127 | PAYING OFF MY CREDIT CARDS WITH HIGH INTEREST RATE | HR | $5,500 @ 35% | Mar 22, 2008 | Withdrawn |
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