Paying off a high interest card
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,000.00 | Status: | Expired |
| Grade: | D | DTI: | 28% |
| Lender Rate: | 8% | Borrower: | ontrack28 |
| Finished | State: | TX | |
| Funded: | 0% | Group: | (No Group) |
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Purpose of loan: This loan will be used to consolidate one of my high-interest debts to a more manageable payment level. My financial situation: I am a good candidate for this loan because I have a high monthly net income. I am in the process of clearing up past debts I was stuck with. I have since moved in with friends to help lower my monthly living expenses. I am a web designer and as of the beginning of April 2008, my contract has been renewed for another year at my current employer doing 3rd party web designer work for a major financial company based here in San Antonio. Since my divorce last year, I have found it hard to pay the high monthly-payment debt that I got stuck with, hence, my credit score being around 630 now. That creditor is the only creditor I have not been able to keep current. After speaking with them, by coming up with $2k I can finish the remainder payments for $130/m. Much, much more managable. If this loan is funded, I will only have this Prosper payment and the monthly expenses below to pay each month. Any help you can provide me would be greatly appreciated. Monthly net income: $4800.00 Monthly expenses: $ Housing: $300 (utilities included) Insurance: $95/month Car expenses: $467/month Utilities: $0 (included in housing) Phone, cable, internet: $25 Food, entertainment: $400/month Clothing, household expenses $50/month Credit cards and other loans: $600/month Other expenses: $160/month (storage unit); $67/month (life insurance); $1300/month (child support) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 5032 | Need carpet replaced asap | E | $1,500 @ 19% | Apr 04, 2006 | Expired |
| 32885 | Fixing up to sell | C | $2,000 @ 15% | Aug 21, 2006 | Loan created |
| 294918 | Paying off high interest/payment debt | D | $18,500 @ 9% | Mar 17, 2008 | Withdrawn |
| 298066 | Pay off the KGB, uh, I mean the IRS and more | D | $5,000 @ 9% | Mar 24, 2008 | Expired |
| 391248 | Assistance with legal fees | D | $3,500 @ 9% | Sep 01, 2008 | Expired |
| 403228 | Assistance with legal fees | D | $3,500 @ 9% | Sep 23, 2008 | Expired |
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