Paying off highest balance credit card
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,000.00 | Status: | Withdrawn |
| Grade: | C | DTI: | 46% |
| Lender Rate: | 18% | Borrower: | thecubanheat |
| Finished | State: | CO | |
| Funded: | 1% | Group: | (No Group) |
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Purpose of loan: This loan will be used to? pay off my highest credit card balance, leaving me with only 2 cards! (When I started using Prosper I had 6 credit cards). Some might say my interest rate for bidding is high, but considering my card has an interest rate of about 23%, this is relief for me! My financial situation: I am a good candidate for this loan because? I have been an excellent Prosper borrower and excellent with my repayments, not only with my outstanding secured and unsecured debts, but as well as with my previous 2 Prosper loans. Just look at my credit profile stats. Plus I just added on a second job which makes my income higher. Monthly net income: $ 3000 I am a valet working full time at a hospital and now part time at a hotel. It's pretty good money and I live off my tips. Monthly expenses: $ Housing: $ 450 Insurance: $ NA-deducted from paycheck Car expenses: $ NA- My mom gave me her car fro free! Utilities: $ $50 Phone, cable, internet: $ $90 Food, entertainment: $ $80 Clothing, household expenses $ NA, I rent so no household expenses Credit cards and other loans: $ $200 Other expenses: $ $195 student loan automatic payment |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 92097 | Want to turn multiple creditor payments into one! | C | $20,000 @ 20% | Feb 01, 2007 | Withdrawn |
| 99177 | Catch up on bills | C | $2,500 @ 17% | Feb 13, 2007 | Loan created |
| 245171 | Consolidation on 4 credit cards | C | $13,200 @ 19% | Dec 05, 2007 | Withdrawn |
| 248453 | Want to pay off personal loan ASAP | C | $1,250 @ 18% | Dec 10, 2007 | Loan created |
| 301129 | Paying off my high APR/highest balance credit card | C | $7,200 @ 18% | Mar 28, 2008 | Withdrawn |
| 301146 | Paying off high APR/ highest balance credit card | C | $7,200 @ 18% | Mar 28, 2008 | Withdrawn |
| 303586 | 3rd Time Prosper Borrower | C | $3,500 @ 18% | Apr 02, 2008 | Loan created |
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