Re-Finance Prosper Loan & Pay Off Two Smaller Loans

| Listing Information | |||
|---|---|---|---|
| Amount: | $9,500.00 | Status: | Expired |
| Grade: | D | DTI: | 107% |
| Lender Rate: | 17% | Borrower: | tackshop |
| Finished | State: | NC | |
| Funded: | 2% | Group: | The Business of Horses |
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Loan Purpose: To refinance Prosper loan and pay off 2 small credit cards and one personal loan. Finances: 1- Store: The store is a total consignment tack shop. In the 5 1/2 years there are now over 475 consignors. Monthly income varies between $6,500 to $8,500. Of this approximately 33% is paid to consignors with the monthly expenses being paid that average $1,100 a month. The expenses include rent, utilities, advertising, insurance and labor. The store pays my car payment, health, auto and life insurance. The total of these are $680.2- Personal: I am bookkeeper for 4 local businesses. I have worked for three of these businesses for 10 years.Current income of $1,790.00 per month from bookkeeping and miscellaneous income covers mortgage, utilities, home owners insurance and taxes, groceries, small retirement savings, and other incidentals. I have always paid on my obligations. I overextended myself late last year due to some unexpected expenses but am now getting things under control. This contributes to my drop of credit score. Thank you for considering me. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 100502 | Expanding Inventory | C | $7,700 @ 13% | Feb 17, 2007 | Loan created |
| 296667 | 2007 was an interesting year | D | $11,500 @ 15% | Mar 21, 2008 | Withdrawn |
| 314094 | Re-Fi Prosper Loan - Always on time! Read for DTI Info | D | $5,200 @ 19% | Apr 19, 2008 | Expired |
| 337743 | Re-Finance Prosper Loan | C | $4,600 @ 12% | Jul 26, 2008 | Withdrawn |
| 375800 | Wanted - OPM! | C | $4,333 @ 14% | Jul 31, 2008 | Expired |
| 382183 | Re-Finance Prosper Loan to Free Up Cash! | C | $4,400 @ 16% | Aug 13, 2008 | Expired |
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