p2p lending at lending club
Getting rid of my debt

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Listing Information
Amount: $9,000.00 Status: Loan created
Grade: B DTI: 35%
Lender Rate: 12% Borrower: 2hippies
Time Left: Finished State: NJ
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-04-09 EricsCC ROI: 10%
Status History
Apr 09, 2008 Current
Purpose of loan:
We will use the money to consolidate & pay off our credit card debt. I am also looking to return to school to earn my degree in project management for which my company will reimburse me, but it will be a lot less stressful without the credit cards hanging over our heads. 

My financial situation:
    My fiancee & I have a combined monthly Net Income of $3540.00. We have a monthly expense total of $2692.00. Look at my history & you will see I have no delinquencies at all. While I understand the Prosper entry form does not allow you to calculate your spouse?s income into the debt to income ratio, I would ask that you please consider it in your decision to fund this loan. 

Monthly net income:
3540.00

Monthly expenses: $ 
  GM Master Card: 400.00
Bank of America Visa: 100.00
Car Payment: 170.00
Truck Payment: 160.00
Motorcycle Payment:100.00
Rent: 600.00
Lowes Credit:  75.00
 Exxon Credit: 50.00
Allstate Insurance: 135.00
Rider Insurance: 42.00
Verizon Cell: 85.00
Verizon Home Phone: 30.00
 Verizon DSL: 20.00
Groceries: 600.00          
Entertainment: 200.00
Borrower's Other Listings
252852 Paying off my debt B $15,000 @ 14% Dec 18, 2007 Withdrawn
260007 Paying off my debt B $15,000 @ 14% Jan 04, 2008 Expired
278436 Paying off my debt B $9,000 @ 14% Feb 11, 2008 Expired

 

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