p2p lending at lending club
Great Pay History With prosper! Need car...

Click Here to view this listing on Prosper
Listing Information
Amount: $2,551.00 Status: Expired
Grade: HR DTI: 19%
Lender Rate: 30% Borrower: Fishbonz
Time Left: Finished State: CA
Funded: 61% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Thank you for viewing my listing! I am a Truck Driver who is looking to get a small loan to purchase a used vehicle, and do some repairs to my wife's truck. I had a pretty bad car accident back in November, which left my 2005 Cobalt SS totaled. A deer jumped out in front of my vehicle on the freeway, it was raining, and swerved to miss it and lost control of my car. I walked away from the accident with nothing more than whiplash, but also lost my car. The frame was twisted, and it was totaled out by my insurance company. I currently have no vehicle, and would like to purchase a used truck to avoid having a high car payment again. I currently work for Mount Shasta Ice. I have been there for 11 months, but worked for JB HUNT transportation for 1 year previously. I had moved my family from Northern CA, to Southern CA  to work for JB HUNT.Unfortunately I was lied to about the amount of money i would be making at JB Hunt, and decided to move back to Northern CA.


(I do disagree with my credit rating as well. I just pulled my Experian credit score two weeks ago, and I was at a 602 with a "D" rating. So, i'm not sure why my credit is shown at high risk, when my credit score is higher now than when my first loan with Prosper was funded. My car was reported as paid off, as well as 4 credit card accounts since my last loan. And i do not have any Lates on my credit. )

My current monthly net income is $3000. My Fiance's monthly net income is $1200

Here's my monthly budget with the prosper loan in place:
Rent- $350
Electricity $50
Telephone $50 
Groceries -$100
Prosper- $218
Credit Card-$100

$868 - total monthly expenditures

As you can see, I have about $2132 left over to be used, not only for my Prosper Payment, but for savings and emergencies. That is not including my wife's income! She also works two jobs, and I would be doing repairs to her vehicle with this loan as well. I promise that my payments to Prosper will be my top priority each month. My current loan with Prosper is paid on time each month, and taken out of my account directly. This loan will not cost me much monthly, and i can afford it since i am no longer paying a car payment of $500 a month.

Thank you for viewing my listing!
Borrower's Other Listings
153161 Squash High interest Credit Cards! E $9,999 @ 22% Jun 16, 2007 Withdrawn
155341 Squash High interest Credit Cards! E $5,000 @ 23% Jun 20, 2007 Expired
160995 Squash High interest Credit Cards! E $6,500 @ 25% Jun 30, 2007 Expired
167072 Squash High interest Credit Cards! E $6,500 @ 27% Jul 10, 2007 Expired
171381 Squash High interest Credit Cards! E $5,500 @ 28% Jul 17, 2007 Expired
177646 Squash High interest Credit Cards! E $5,500 @ 28% Jul 28, 2007 Expired
180831 Squash High interest Credit Cards! E $5,500 @ 24% Aug 02, 2007 Loan created
294237 2nd Loan...Great Pay History! Need car... HR $2,551 @ 23% Mar 16, 2008 Withdrawn
295563 2nd Loan...Great Pay History! Need car... HR $2,551 @ 27% Mar 19, 2008 Expired
303328 Great Pay History With prosper! Need car... HR $2,551 @ 30% Apr 02, 2008 Withdrawn
304354 Great Pay History With prosper! Need car... HR $2,551 @ 25% Apr 04, 2008 Loan created

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here