Paying off my credit cards and my van
| Listing Information | |||
|---|---|---|---|
| Amount: | $12,450.00 | Status: | Loan created |
| Grade: | C | DTI: | 19% |
| Lender Rate: | 19% | Borrower: | midknight74 |
| Finished | State: | MO | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-04-04 | EricsCC ROI: | 17% |
| Status History | |
|---|---|
| Apr 04, 2008 | Current |
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Purpose of loan: This loan will be used to? pay off my high interest credit cards: Chase-$5775.68@24.99% BestBuy-$2007.34@21.65%, and GEMoneyBank-$581.13@22.99% . The remaining balance would go towards paying my Mother back who in 2004 bought me a 1999 Oldsmobile Silhouette with insurance money after my Father passed away and approx. $3900 goes to her. When i found out about Prosper, i figured that if i was able to get this loan to payoff these high-interest cards instead of throwing money away at the credit card companies, i could help those who are able to help me by paying the interest to them instead of the card companies. My financial situation: I am a good candidate for this loan because? i have been working for the railroad industry for close to 11 years and haven't been late with a payment. Monthly net income: $ 3773.44 Monthly expenses: $ Housing: $ 948 Insurance: $ 179 Car expenses: $ 200 Utilities: $ 271 Phone, cable, internet: $ 128 Food, entertainment: $ 150 Clothing, household expenses $ 120 Credit cards and other loans: $ 485 Other expenses: $ 200 |
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