p2p lending at lending club
"Putting a lump sum aside for security"
Homeownership Verified

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Listing Information
Amount: $15,000.00 Status: Loan created
Grade: A DTI: 13%
Lender Rate: 15% Borrower: commish160
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: 4+ months late Origination Date: 2008-04-04 EricsCC ROI: -56%
Status History
Apr 03, 2008 Current
Jul 19, 2008 Late
Aug 05, 2008 1 month late
Sep 05, 2008 2 months late
Oct 06, 2008 3 months late
Nov 05, 2008 4+ months late
Purpose of loan:
The purpose of this loan is to put a small sum of money aside for a sudden or emergency situation. School bills or 
an unexpected expense needs to be prepared for. I have equity in my home, but the new restrictions have made it hard 
to draw from.
 

My financial situation:
I have lived somewhat above my means, but I have showed the ability to make large sums of money at a time.
I expect to receive over $75,000 this summer from a real estate deal that has already closed but state law will not release the money until June 2008. I have payed all my creditors in a timely fashion, and expect the same to occur in the future.
I have explored a secured loan as well, but am not sure how the entire process works. 
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