Engineer - Looking to consolidate Bills
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 24% |
| Lender Rate: | 12% | Borrower: | IncomeStreamBuilder |
| Finished | State: | MI | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-04-07 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Apr 05, 2008 | Current |
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Hello! I'm an engineer located in Michigan. I've already had 1 Prosper Loan and it worked great to consolidate some payments. It helped me free up some extra monthly payment to pay off debt quicker and at the same time improved my Debt to Income Ratio. My current focus is to improve my overall financial picture and this loan will allow me to consolidate a credit card and another loan and give me a much lower interest rate and a little lower monthly payment. Below is some data on my current situation and strategy. Income after taxes: ~$3100/mo Mortage Payment: $1100/mo Cable/Internet: $60/mo Car Insurance: $430/every 6 months Life Insurance: $300/annually Student Loans: $220/month <--------any extra free'd up will go at paying these off quickly This is what I will pay off with this Prosper Loan: Bank of America Credit Card: $275/mo <-------- will eliminate this credit card with this loan If you have any questions, don't hesitate to click on the link to contact me! Thanks! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 84612 | Engineer - Looking to consolidate Bills | C | $4,500 @ 12% | Jan 13, 2007 | Loan created |
| 225200 | Engineer - Looking to consolidate Bills | C | $9,500 @ 17% | Nov 02, 2007 | Expired |
| 235996 | Engineer - Looking to consolidate Bills | C | $9,500 @ 19% | Nov 22, 2007 | Expired |
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