Paying off high-interest credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,200.00 | Status: | Loan created |
| Grade: | C | DTI: | 16% |
| Lender Rate: | 15% | Borrower: | colef |
| Finished | State: | MN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-04-02 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| Apr 02, 2008 | Current |
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Purpose of loan: This loan will be used to pay off my high-interest credit cards. I recently got engaged and the only loan I could get for the ring was at a whopping 23.88% APR! I'm looking to pay off this debt and another high interest card and reduce the total amount of interest I'll end up paying to the bank. My financial situation: I am a good candidate for this loan because I have a secure, steady income as a line supervisor for an aircraft refueling company. I have never missed a payment or been late on any of my bills. Monthly net income: $ 2200 + $100-500 in overtime Monthly expenses: $ 1840 Housing: $ 695 Insurance: $ 50 Car expenses: $ 0 Utilities: $ 30 Phone, cable, internet: $ 65 Food, entertainment: $ 400 Clothing, household expenses $ 150 Credit cards and other loans: $ 300 Other expenses: $ 150 |
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