Getting rid of the cards for good!

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Listing Information
Amount: $9,999.00 Status: Loan created
Grade: D DTI: 40%
Lender Rate: 16% Borrower: blindside217
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2008-03-28 EricsCC ROI: 15%
Status History
Mar 28, 2008 Current
Apr 27, 2011 Paid
Purpose of loan:
This loan will be used to pay off my high interest credit cards so I can get ahead of the payments and keep the balances from getting higher with interest.

My financial situation:
I am a good candidate for this loan because I have never been delinquent on a payment and my wife and I are very motivated to pay off our debt.  We are both working 2 jobs and we are trying to be able to buy a house by the end of the year.  We just got married last October and don't want to miss the great opportunity to buy a house this year.

Monthly net income: $ 3200

Monthly expenses: $ 2740 total
  Housing: $ 1150
  Insurance: $ 80
  Car expenses: $ 200
  Utilities: $ 80
  Phone, cable, internet: $ 80
  Food, entertainment: $ 400
  Clothing, household expenses $ 50
  Credit cards and other loans: $ 700 (half will be paid off with this loan)
  Other expenses: $ 0
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