p2p lending at lending club
Fixing up House
Homeownership Verified

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Listing Information
Amount: $2,000.00 Status: Loan created
Grade: D DTI: 14%
Lender Rate: 35% Borrower: kindmama
Time Left: Finished State: UT
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-03-28 EricsCC ROI: 32%
Status History
Mar 28, 2008 Current
Sep 13, 2008 Late
Sep 29, 2008 1 month late
Oct 01, 2008 Current
Oct 13, 2008 Late
Oct 29, 2008 1 month late
Oct 30, 2008 Current
Purpose of loan:
This loan will be used to re-paint house, landscape yard, new carpet, and general upkeep of 6 year old home.

My financial situation:    I am a good candidate for this loan because I have a good income and a lot of home equity.  We had a small business that was 10 years old, and our largest customer filed chapter 13, and left us with over $100,000 of unpaid bills.   We have struggled to pay everyone back, but our credit was destroyed.  I need to sell my  house to pay off the remaining creditors. and start a new chapter of my life.  I have $300,000 in home equity; but I need to re-paint, install new carpet and fix the yard so that we will get top dollar. 
        My current income can easily cover the payments.  I have no car payments, or current credit cards that are not left over from the past.  I will pay you back if you trust me, and because of my low credit you can make a lot of profit.

Monthly net income: $ 9000
Monthly expenses: 
Housing: $ 1600  
Insurance: $ 210  
Car expenses: $ 250  
Utilities: $ 275  
Phone, cable, internet: $ 185  
Food, entertainment: $ 1000     
Clothing, household expenses $ 500  
Credit cards and other loans: $   
Other expenses: $
Borrower's Other Listings
279210 Fixing up House D $5,000 @ 35% Mar 11, 2008 Withdrawn
292637 Fixing up House D $5,000 @ 35% Mar 13, 2008 Withdrawn

 

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