Excellent Payment history with no late or delinquents
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 29% |
| Lender Rate: | 22% | Borrower: | healthcare08 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-03-25 | EricsCC ROI: | 19% |
| Status History | |
|---|---|
| Mar 24, 2008 | Current |
| Aug 09, 2008 | Late |
| Aug 28, 2008 | Current |
| Sep 09, 2008 | Late |
| Sep 26, 2008 | 1 month late |
| Oct 01, 2008 | Current |
| Oct 10, 2008 | Late |
| Oct 29, 2008 | 1 month late |
| Oct 30, 2008 | Current |
| Nov 09, 2008 | Late |
| Nov 21, 2008 | Current |
|
About Me: I am 39 year old, single with no children or dependent support. I have been with my current employer for 6 years as a senior executive in the healthcare organization and having the responsibility to oversee a 100 million dollar annual budget. It is my utmost goal to ensure that this prosper loan is paid timely because I respect and commend the social community lending principle. Moreover, I take your generous assistance with a heavy heart and promise to never put this loan at risks regardless of circumstances. Thank you for giving my request a review and possible consideration because it is my goal to lower my overall revolving balances in 2008. My high DTI was due to the actions of my ex girlfriend who literally charge her daily expenses and life-style with my credit cards and not knowing the ramifications I would undertake to repair this offense. She literally charged over 20k in less than 4 month period and try to even apply for credit under my name. Prior to this incident, my revolving balances was below the national average and I have always paid on time with no history of either delinquent or late payments because of my accessibility to liquidity through my compensation scale. What I will Do with the Money Loaned to me: I will use this prosper loan to pay my two department store credit cards with total principal balance of $5k and ridiculous interest rates that only come with retail charge cards. Here are my Monthly Financial Details: Monthly gross income: $10,100.00 not including 15-20% annual bonus Net income after payroll deductions from all sources: $6,100.00 Total Monthly expenses: $ 2,700.00 Housing: $ 0.00..parents own the house Insurance: $ 125.00 Car expenses: $ 750.00 Utilities: $ 75 Phone, cable, internet: $ 150.00 Food, entertainment: $ 400.00 Clothing, household expenses $ 200.00 Credit cards and other loans: $ 1000.00 Other expenses: $ n/a I will have $3,400.00 left to make the payments on my Prosper loan. Closing Remarks to Lenders: As you can see, I am more than capable of paying off this prosper loan due to my discretionary monthly income. I thank you for considering my case and I promise to never default on this obligation that you have entrusted me with. Community social lending is the wave of the future and I intend on being a positive contributor to this noteworthy process. Sincerely |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 291687 | Consolidating High Interest Credit Cards | D | $5,000 @ 20% | Mar 11, 2008 | Withdrawn |
| 291972 | Consolidating High Interest Credit Cards | D | $5,000 @ 35% | Mar 11, 2008 | Withdrawn |
| 292506 | Consolidating High Interest Department Store Cards | D | $5,000 @ 35% | Mar 12, 2008 | Withdrawn |
| 293964 | Paying off student loans | D | $5,000 @ 29% | Mar 15, 2008 | Withdrawn |
| 294123 | Paying off student loans | D | $5,000 @ 15% | Mar 16, 2008 | Withdrawn |
| 294141 | Paying off student loans | D | $5,000 @ 35% | Mar 16, 2008 | Withdrawn |
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Discussion For This Listing
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