p2p lending at lending club
Rebuild Credit and a Fresh Start
Homeownership Verified

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Listing Information
Amount: $15,000.00 Status: Expired
Grade: D DTI: 17%
Lender Rate: 20% Borrower: workingmom45
Time Left: Finished State: IA
Funded: 14% Group: 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group
I am currently divorced and want to combine debt to ease the monthly payments and also rebuild my credit.

I am asking for $15,000. This will pay off my car loan, credit cards, and personal loans that I have.  The actual payments will be lower than what I am currently paying.  The additional money will go to a savings account and also help my daughter with her wedding and my son and wife with their new baby.

I have two jobs
 Main job = Quality Manager for a top of the line cabinet company - My current salary is 60,000 per year and any bonus will be on top of that.  My second job is in a retail store as a supervisor and this brings in 130 per week average.  Both jobs very secure.  I also get child support of $563 per month and this will continue for another 6 years.

My current monthly bills:
Car payment - $400 per month
Rent  - $400 per month
Utilities - $400 per month - this is a combination of electric, phone, tv, etc...
Loans -  $700 per month
Insurances - $140 per month

As you can see from the above listing I would be able to make the payment very easily and free up money to build my savings.

I am very reliable of repayments - a direct payment setup right from my checking - and within a couple of month extra payments.

Thank you for considering my request - I want to get this fresh start and get out of debt within the next 3 years.  Then start investing my extra money to build for retirement.

Borrower's Other Listings
28415 Consolidation of debt D $7,000 @ 15% Aug 02, 2006 Withdrawn
28913 Starting Over D $15,000 @ 19% Aug 03, 2006 Withdrawn
37350 CATCHING UP WITH NEW JOB D $5,000 @ 17% Sep 07, 2006 Loan created

 

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