Single Mother in Need of Financial Help
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,550.00 | Status: | Loan created |
| Grade: | HR | DTI: | 17% |
| Lender Rate: | 29% | Borrower: | taushadoll |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Sonic Lenders |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2006-08-11 | EricsCC ROI: | 29% |
| Status History | |
|---|---|
| Aug 12, 2006 | Current |
| Aug 20, 2008 | Payoff in progress |
| Aug 24, 2008 | Paid |
|
Hello, My name is La Tausha and I am 31 year old single mother who lives in California. I work as a receptionist for a real estate management company. I started taking out payday loans one year ago after my divorce from my child?s father. I definitely plan on paying them off when I get this loan and keeping away from those places for good. I have learned my lesson I know that I have messed up in the past but I am trying my hardest to rectify the financial dings I brought on myself. I need this money to get my car fixed because it is used and I need, shocks, struts, heater hose, thermostat with an estimated cost of $883. I don't receive child support so it is really hard raising a child on your own. I have a few credit cards I owe money on with little balances. Starting in September if I?m able to get this loan I plan on making a $50 payments to First Premier Bank which is my lowest balance credit card since I will have extra money to budget with as well as a cell phone with sprint that I got for my son?s father who ran up the bill once I finish paying First Premier Bank. I will definitely pay these items off gradually. I had no idea certain things were on my credit report and I will handle them . If you look at my good standing accounts, It shows that I?m doing better than before. I do have a steady job that pays me twice every month on the 15th and the 31st. I make $1813.74 after taxes and I tend to balance my bills out to make ends meet but I believe this payment would be easy to make because I can take half of the payment from one paycheck and the other half of the payment from the last paycheck of the month. I am asking for $2550 with 29% interest. My credit score unfortunately is HR with a 17% debt to income ratio. I do have a car note that I have been paying on time for the last 2 years I will be able to make the payments on time . I hope that members of this group will find it in their hearts to help me get back on track and away from payday loans. Current Monthly Expenses Rent $533 Light Bill $30 Gas Bill $25 Cell Phone Bill $50 Telephone Bill $40 Payday Loan $378(payoff is $1495) Groceries $100 (Godmother works at food distribution center and gives me extra food) Gas for my car $100 Car Payment: $248 Car Insurance: $92 Total : $1566 $1813.74 Work Pay -$1566 Monthly expenses $247.74 per month remaining New Monthly Expenses w/o payday loan Rent $533 Light Bill $30 Gas Bill $25 Cell Phone Bill $50 Credit Card $50 Telephone Bill $40 Prosper Loan $110 Groceries$100 (Godmother works at a food distribution center and gives me extra food) Gas for my car$100 Car payment $248 Car Insurance $92 Total : $1378 $1813.74 Work Pay -$1378 Monthly Expenses $435.74 remaining (Yay!) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 27828 | Single mother in need of some help | HR | $2,550 @ 9% | Jul 31, 2006 | Withdrawn |
| 28099 | Single mother in need of a little help | HR | $2,550 @ 29% | Aug 01, 2006 | Withdrawn |
| 28222 | help to fix car and buy my son school clothes | HR | $2,550 @ 29% | Aug 01, 2006 | Withdrawn |
| 28228 | help fix my car and buy my son school clothes | HR | $2,550 @ 29% | Aug 01, 2006 | Withdrawn |
| 29161 | Single Mother In Need Of Some Help | HR | $2,550 @ 28% | Aug 04, 2006 | Withdrawn |
| 369092 | Single Mother in Need of Financial Help | HR | $1,500 @ 35% | Jul 19, 2008 | Withdrawn |
| 371806 | Single Mother in Need of Financial Help | HR | $1,500 @ 35% | Jul 24, 2008 | Expired |
| 380868 | Single Mother in Need of Financial Help | HR | $3,000 @ 16% | Aug 14, 2008 | Loan created |
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