p2p lending at lending club
pay off some debt & unexpected car expenses
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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: D DTI: 58%
Lender Rate: 29% Borrower: mattc101
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-03-13 EricsCC ROI: 26%
Status History
Mar 13, 2008 Current
Purpose of loan:

This is my 5th listing (two of them I cancelled immediately, two of them played out and thank you for those who bid on them).  I thought I would try one last time but this time I lowered my amount to 3000.  I hope those who bid last time will go for it again.  I promise you guys that I am good for this loan.  I have never ever not paid my debt.  You can see I have never had any delinquincies.  Anyways, thanks in advance for those who bid on me.

I am going through a bit of a tough time right now.  I have some personal debt that I need to pay off which consisted of a loan from a freind and some unexpected car expenses.  You can see from my credit report that I have had 57 accounts total and 17 active right now and I have never been late on any of them.  I am honest and reliable.  Protecting my credit is essential.  My DTI is high but it does not take into account my wifes salary which would lower it substantially.

My financial situation:

I am a good candidate for this loan because I have never had any late pays on any of my accounts.  I have a full time job and I also have side income as a real estate agent.  My regular job salary is 50,000 but my 2007 tax return is 65,000 and I have two deals in escrow right now.  I am a very hard worker and I am definitely good for this money.  Thanks!

Monthly net income: $ 3000.00 per month (my regular job) but with my spouse it is 8000.00.

Monthly expenses: $
  Housing: $
  Insurance: $
  Car expenses: $
  Utilities: $
  Phone, cable, internet: $
  Food, entertainment: $
  Clothing, household expenses $
  Credit cards and other loans: $
  Other expenses: $
Borrower's Other Listings
286183 1 month loan D $5,000 @ 33% Feb 29, 2008 Withdrawn
286252 pay off some debt D $5,000 @ 35% Feb 29, 2008 Expired
287445 pay off some debt D $4,000 @ 35% Mar 03, 2008 Withdrawn
287532 pay off some debt & unexpected car expenses D $5,000 @ 35% Mar 03, 2008 Expired

 

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