pay off some debt & unexpected car expenses

| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 58% |
| Lender Rate: | 29% | Borrower: | mattc101 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-03-13 | EricsCC ROI: | 26% |
| Status History | |
|---|---|
| Mar 13, 2008 | Current |
|
Purpose of loan: This is my 5th listing (two of them I cancelled immediately, two of them played out and thank you for those who bid on them). I thought I would try one last time but this time I lowered my amount to 3000. I hope those who bid last time will go for it again. I promise you guys that I am good for this loan. I have never ever not paid my debt. You can see I have never had any delinquincies. Anyways, thanks in advance for those who bid on me. I am going through a bit of a tough time right now. I have some personal debt that I need to pay off which consisted of a loan from a freind and some unexpected car expenses. You can see from my credit report that I have had 57 accounts total and 17 active right now and I have never been late on any of them. I am honest and reliable. Protecting my credit is essential. My DTI is high but it does not take into account my wifes salary which would lower it substantially. My financial situation: I am a good candidate for this loan because I have never had any late pays on any of my accounts. I have a full time job and I also have side income as a real estate agent. My regular job salary is 50,000 but my 2007 tax return is 65,000 and I have two deals in escrow right now. I am a very hard worker and I am definitely good for this money. Thanks! Monthly net income: $ 3000.00 per month (my regular job) but with my spouse it is 8000.00. Monthly expenses: $ Housing: $ Insurance: $ Car expenses: $ Utilities: $ Phone, cable, internet: $ Food, entertainment: $ Clothing, household expenses $ Credit cards and other loans: $ Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 286183 | 1 month loan | D | $5,000 @ 33% | Feb 29, 2008 | Withdrawn |
| 286252 | pay off some debt | D | $5,000 @ 35% | Feb 29, 2008 | Expired |
| 287445 | pay off some debt | D | $4,000 @ 35% | Mar 03, 2008 | Withdrawn |
| 287532 | pay off some debt & unexpected car expenses | D | $5,000 @ 35% | Mar 03, 2008 | Expired |
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