p2p lending at lending club
pay off high interest cards & loans
Homeownership Verified

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Listing Information
Amount: $6,000.00 Status: Loan created
Grade: C DTI: 32%
Lender Rate: 15% Borrower: sickandtired42
Time Left: Finished State: MI
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-03-17 EricsCC ROI: 13%
Status History
Mar 17, 2008 Current
Purpose of loan:
This loan will be used to? pay off or down high interest credit cards & loans

My financial situation:
I always repay my debts. I had a decrease in income several years ago by 60%.  This created a big situation for me. It was an incredible struggle and now I am trying to dig my self out. I had a credit card payment arrive 1 day late and now the interest is at 29%. Minimum payments are now getting to be a struggle. I DO NOT want to go through debt consolidation or bankruptcy. I was told Prosper was an excellent solution to get me back on track. 

Monthly net income: $ 2500.00

Monthly expenses: $ 
  Housing: $ 600.00
  Insurance: $ included
  Car expenses: $ 225.00
  Utilities: $ 100.00
  Phone, cable, internet: $ 50.00
  Food, entertainment: $ 200.00
  Clothing, household expenses $ 50.00
  Credit cards and other loans: $ 800.00
  Other expenses: $
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