Wiping Out Debt For A Brighter Future
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,360.00 | Status: | Loan created |
| Grade: | D | DTI: | 20% |
| Lender Rate: | 15% | Borrower: | divagrace |
| Finished | State: | TX | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2006-08-15 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Aug 30, 2006 | Current |
| Feb 15, 2007 | Payoff in progress |
| Feb 21, 2007 | Paid |
|
This is a relisting. I have gotten rid of $2000 in debt while this was being posted. I also left a group just to see how this would do. I know therefore I don't have the reputation attached to the group but I hope the numbers will speak for themselves. How did I get myself into this debt? I put tuition charges on my credit card, very bad idea, and with working only part-time at the time, I wasn't able to pay it all off. In addition, I was unemployed for 5 months due to my employer's financial status. I also obtained $1000 in medical bills because of strange pains that I suffered and had to see numerous doctors and get MRIs to determine the cause. Now I am mostly healed. Anyway, I am currently a full-time employee at a software company. I see great potential for this company and my future. I am currently assessing my situation and intending on going back to school in the next year for my second bachelor's to be followed by a master's soon afterwards. I plan on working my way through school but I want to clear out this debt first. Working full-time at a great company with a great job, along with selling possessions for extra income, and working part-time at another job will help me supplement my income to pay off the debt. Right now, I make $1800/mo. (That does NOT include selling off possessions for the extra income and let me tell you, I have lots of shoes that must go. Also, I have not officially found part-time work but have been very blessed in the leads. I should know even while this is being listed so if you want to know, send me a message.) Here are the rest of the numbers. $565 Rent $18 Water $60 Electricity $15 Home Phone $50 Cell Phone $80 Car Insurance $75 Gas(my job is close by so I walk to work) $75 Food(I have become a big supporter of frozen meals, meals that you cook in bulk then freeze, and make for real cheap) $5 Clothing(but I have not touched that fund in a while) Those are my expenses. $943 is how much I spend per month. That is just a little more than half my income and I hope that it becomes half of my income when I add extra jobs. Therefore, as you can see, and the numbers don't lie, I will be able and really willing to pay this loan off in a year. Thank you for viewing this listing! And as a side note, I am the young lady in the picture. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 26791 | Freeing myself from debt to go back to school | D | $9,000 @ 19% | Jul 26, 2006 | Withdrawn |
| 26943 | Impossibilities a reality! Debt-free in a year! | D | $9,000 @ 19% | Jul 27, 2006 | Withdrawn |
| 26976 | Debt-free in a year! Relisting | D | $6,350 @ 21% | Jul 27, 2006 | Expired |
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