p2p lending at lending club
Paying off credit card

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Listing Information
Amount: $3,500.00 Status: Loan created
Grade: E DTI: 19%
Lender Rate: 35% Borrower: KGA
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Late Origination Date: 2008-03-07 EricsCC ROI: 29%
Status History
Mar 07, 2008 Current
Sep 22, 2008 Late
Oct 03, 2008 Current
Oct 22, 2008 Late
Nov 04, 2008 Current
Nov 22, 2008 Late
Thank you for reviewing my request. 

I'm asking for this loan to pay off a credit card.  I had to use the card to pay to have my vehicle fixed, pay a doctor bill and another credit bill.  The credit card is one that has to be paid in full and I don't have lump sum of money to cutout of my budget in one month.

I presently have a loan through Prosper that is has remained current except one month during the time I've had it.  The one month was a couple days late because I was promoted at work and my pay moved from hourly to salary.  The paperwork wasn't filed in time for my direct deposit and they had to cut a manual check which was mailed to me.  The money was deposited, so the Prosper payment went through a couple of days later.     

Please review my payment history on my existing loan; I take this seriously and Prosper is helping me tremendously.

I'm happy to answer any questions.  

My financial information below includes my husband's income: ~$4,000 per month.
Current:
Household &
Living Expenses   $ 4,864.00
Credit Cards         $ 1,284.00
Prosper:               $   209.00
        Total:          $ 6,357.00
Income:after tax,
insur,& flex           $ 6,800.00
                            $   443.00
2nd Job                 $   600.00
                            $ 1,043.00
Borrower's Other Listings
95422 Consolidate Debt - Become a Prosper Lender E $18,000 @ 27% Feb 08, 2007 Withdrawn
95445 Financial Strength -Debt Consolidate -Future Prosper Lender E $18,500 @ 26% Feb 08, 2007 Withdrawn
99080 Consolidate - Please review E $5,000 @ 26% Feb 13, 2007 Withdrawn
99209 Re-list -- Please have a look E $5,000 @ 29% Feb 13, 2007 Loan created
257801 Re-list -- Please have a look E $9,900 @ 21% Dec 30, 2007 Withdrawn
257862 Re-list -- Please have a look E $9,900 @ 21% Dec 30, 2007 Expired
260578 Safe investment E $3,500 @ 26% Jan 05, 2008 Expired
262082 Safe investment E $4,000 @ 27% Jan 08, 2008 Expired
264829 Paying it all off! E $11,573 @ 30% Jan 14, 2008 Expired
268802 I'm a Good Investment E $4,000 @ 30% Jan 21, 2008 Expired
270612 I'm a Good Investment E $4,000 @ 33% Jan 24, 2008 Withdrawn
271540 I'm a Good Investment E $2,200 @ 18% Jan 25, 2008 Withdrawn
272428 I won't let you down E $2,900 @ 35% Jan 28, 2008 Expired
276190 Paying more debt & fixing car E $4,000 @ 35% Feb 05, 2008 Expired

 

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