p2p lending at lending club
CONSOLIDATING 3 CREDIT CARDS

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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: HR DTI: 36%
Lender Rate: 30% Borrower: arttorch
Time Left: Finished State: CA
Funded: 100% Group: Debt Consolidators
Loan Information
Loan Status: Current Origination Date: 2008-03-10 EricsCC ROI: 27%
Status History
Mar 08, 2008 Current

Purpose of loan:
I am a responsible, reliable, dependable, family man that is interested in seeking a low interest loan for personal use.The loan that I am interested in seeking will help me pay off 3 credit cards.  This loan will not only help me pay off the debt, but also allow me to maintain my credit in good standing.  I have been through the verification process and believe that a lower interest loan can be offered to me at no risk.  Thank you for your time and consideration.

My financial situation:
My monthly net income is $3000, my total monthly expenses are $1820. I am trying to improve my credit status. As you can see I am only asking for the minimum amount requested, I do not want to borrow more then what I can afford.

My monthly budget:
Mortgage/rent: $700
Insurance: $80
Car expenses: $300
Utilities: $60
Phone, cable, internet: $80
Food, entertainment: $200
Clothing, household expenses $100
Credit cards and other loan payments: $200
Other expenses: $100
---------------------------------------
Total monthly expenses: $1820

Thank you very much.

A

Borrower's Other Listings
70986 CONSOLIDATING ACCOUNTS HR $3,000 @ 11% Dec 06, 2006 Withdrawn
73425 CONSOLIDATING ACCOUNTS HR $3,000 @ 18% Dec 11, 2006 Expired
77939 CONSOLIDATING ACCOUNTS HR $2,550 @ 20% Dec 26, 2006 Expired
82363 CONSOLIDATING ACCOUNTS HR $2,550 @ 20% Jan 07, 2007 Expired
88992 CONSOLIDATING ACCOUNTS HR $2,550 @ 25% Jan 25, 2007 Withdrawn
90268 IMPROVE MY FICO HR $2,550 @ 24% Jan 29, 2007 Expired
122868 IMPROVING MY FICO E $2,550 @ 24% Apr 13, 2007 Loan created
226750 IMPROVING MY FICO HR $9,500 @ 19% Nov 05, 2007 Expired
264145 IMPROVING MY FICO HR $4,000 @ 25% Jan 12, 2008 Expired

 

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