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Listing Information
Amount: $2,500.00 Status: Loan created
Grade: C DTI: 19%
Lender Rate: 13% Borrower: MoMark
Time Left: Finished State: MO
Funded: 100% Group: AA 5 Star Lenders
Loan Information
Loan Status: Current Origination Date: 2008-03-11 EricsCC ROI: 10%
Status History
Mar 11, 2008 Current
I am a single guy living in Central Missouri.  I have been at the same job now for 12 years - same industry for 20 years and same town for 18 years.

I bought a house at the beginning of this year.  I wasn't sure I could do that since I had declared bankruptcy 4 years ago after my divorce 7 years ago.  I have a 30 year fixed $129,000 mortgage with 6.5% interest.

I paid off one Prosper Loan last year.  I wanted to buy a camper to replace the one I had to get rid of during my divorce.  I paid that $3400 loan off in 12 months instead of the 36.

Credit scores are interesting between the three bureaus.  My three scores during the home buying was 683, 670 and 643.  I was able to get a good interest rate on my home, but have very little equity built up in it.  I am SO close to a B score on here.  But alas, it still comes up as a C.

I currently have another loan on Prosper.  I did not include my lawyer fees from the divorce in my previous loan because the firm was not charging me interest.  So I make payments of $50 to $100 each month towards the balance.  A new firm has taken over and now they are wanting 18% interest per month.  I'd much rather pay Prosper lenders interest then a law firm anyday.  So any interest rate below 18% will be a win/win situation for everyone.

Thank you in advance for your bidding.

 

Borrower's Other Listings
35890 Camper - Divorce Recovery C $4,150 @ 18% Aug 31, 2006 Withdrawn
38860 Camper - Divorce Recovery C $3,400 @ 14% Sep 12, 2006 Loan created
191094 Debt Consolidation and Eye Surgery Bills C $7,000 @ 13% Aug 22, 2007 Loan created

 

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