p2p lending at lending club
WHAT interest rate did you say?!?
Homeownership Verified

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Listing Information
Amount: $22,000.00 Status: Withdrawn
Grade: A DTI: 26%
Lender Rate: 16% Borrower: D-Man71
Time Left: Finished State: FL
Funded: 12% Group: 1st and BEST for Loans
Purpose of loan:

This loan will be used to consolidate 3 high interest rate credit cards. We will be closing 2 of the higher interest rate cards and keeping the other at home for emergency use only. I would rather pay hard working Americans instead of the credit card companies.  

My financial situation: 

I am a good candidate for this loan because I've always paid back every loan on time and sometimes early.  I have absolutely NO delinquencies.

My wife and I have a plan to retire early. I currently work as a Senior Network Engineer at a large Service Provider with offices throughout the US. I am making decent money with above average job security. My Company recently gave me a 14% increase to remain with them. Please note that my wifes earnings are not reflected below. She brings in $2000 a month.

Monthly income after taxes and 401K ~3550 (Excludes quarterly bonuses)
House = 950
Gas~225
Living Expenses ~800
Car payment = 525 
Total Expenses~2500 ($1050 left over just from my salary)

Side Note:

I love the idea of people helping people on Prosper and plan on becoming a lender in the future. Thank you in advance for your help. God Bless You!

 

Borrower's Other Listings
278454 Paying Off High Interest Credit Cards ... A $24,995 @ 11% Feb 11, 2008 Withdrawn
282396 WHAT interest rate did you say?!? A $22,000 @ 16% Feb 20, 2008 Withdrawn
287635 Freedom...Credit Card Consolidation A $11,000 @ 16% Mar 04, 2008 Withdrawn
287843 Freedom...Credit Card Consolidation A $11,000 @ 12% Mar 04, 2008 Loan created

 

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