Next year's school costs/small debt consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Withdrawn |
| Grade: | C | DTI: | 29% |
| Lender Rate: | 15% | Borrower: | Shrimpie |
| Finished | State: | FL | |
| Funded: | 0% | Group: | (No Group) |
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Purpose of loan: Hello! I am currently a full-time Senior graphic design student at FAU. This loan would be paying for a large majority of my last three/four semesters of college, as well as the cost of materials for all of my studio classes. I find that the further I get into my major, the more expensive and extensive my materials list gets. A quarter of this loan will also be used to consolidate two small debts. My financial situation: I live in a small townhouse with one other person on the lease. I work full-time at an Einstein's Bagels, since I started this job less then a year ago I have gotten two raises and have been promoted to a shift manager. On the side I also run a .com website to sell my clothing and t-shirt designs which provides little income, but income nonetheless. You have to start somewhere after all. I am a good candidate for this loan because I am a hard worker. Goals are very important to me, and I know that I need to keep a good job so that I can keep attending school. This is going to be the only money that I borrow for school as I am on my last year, and should leave me with enough in case I should need to take one more semester to finish my last couple classes. I am very responsible and maker it a personal priority to keep my money in order, because I know I am at a time in my life where every financial decision I make is crucial. This loan doesn't just provide me with tuition and debt payment, but a good piece of mind for my next year at college. Monthly net income: $1,700 Job Income: $1,400 Job Tips: $200 Website/Other: $100 Monthly expenses: $1,476 Housing: $550 Car expenses: $160 Utilities: $160 Phone, cable, internet: $86 Food, entertainment: $300 Clothing, household expenses $100 Credit cards and other loans: $120 Other expenses: $0 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 187444 | Full-Time Student Needs Help with School and Moving Costs | B | $2,500 @ 11% | Aug 15, 2007 | Loan created |
| 286465 | Next year's school costs / Small debt consolidation (CAP %) | C | $6,500 @ 15% | Feb 29, 2008 | Withdrawn |
| 286987 | Next year's school costs / Small debt consolidation (CAP %) | C | $5,600 @ 15% | Mar 02, 2008 | Withdrawn |
| 286999 | Last year's school costs / Small debt consolidation (cap %) | C | $5,600 @ 15% | Mar 02, 2008 | Withdrawn |
| 287480 | Last year's school costs / Small debt consolidation (cap %) | C | $4,600 @ 15% | Mar 03, 2008 | Withdrawn |
| 290598 | Full-Time Student Needs Help for Last Year - State Max % | C | $3,100 @ 15% | Mar 09, 2008 | Withdrawn |
| 291524 | Full-Time Student Needs Help for Last Year - State Max % | C | $1,800 @ 15% | Mar 11, 2008 | Withdrawn |
| 291807 | Full-Time Student Needs Help for Last Year - State Max % | C | $1,100 @ 15% | Mar 11, 2008 | Withdrawn |
| 292750 | Full-Time Student Needs Help for Last Year - State Max % | C | $1,800 @ 15% | Mar 13, 2008 | Withdrawn |
| 292772 | Full-Time Student Needs Help for Last Year - State Max % | C | $1,800 @ 15% | Mar 13, 2008 | Withdrawn |
| 293769 | Full-Time Student Needs Help for Last Year - State Max % | C | $2,100 @ 15% | Mar 15, 2008 | Withdrawn |
| 295618 | Full-Time Student Needs Help for Last Year - State Max % | C | $1,800 @ 15% | Mar 19, 2008 | Withdrawn |
| 296597 | Need help to remain full-time for last 2 terms - State Cap % | C | $2,200 @ 15% | Mar 21, 2008 | Withdrawn |
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