Saying goodbye to the cards

| Listing Information | |||
|---|---|---|---|
| Amount: | $9,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 64% |
| Lender Rate: | 15% | Borrower: | adam12tsw |
| Finished | State: | MN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-03-12 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| Mar 12, 2008 | Current |
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Thank you for looking at my listing! I'm currently a student enrolled part time and recently just got married. I am from California but am residing in Minnesota right now. I would like to be able to save to further my education! Any help is greatly appreciated!! Purpose of loan: This loan will be used to consolidate all my credit card payments into one monthly payment and help me to become debt free from credit cards. My financial situation: I am a good candidate for this loan because I pay my my bills on time and have never been late. Income: $12.50 an hour, about 35+ hours a week, usually at 40-45 hours (only considered part time though) Gross monthly income is about $1800, ranges from $1600-$1800, depending on hours. After taxes: between $750-$900 every two weeks Expenses: Rent: 869 but only pay half $425 (split with the wife) Utilities: None (wife pays) Cable: $75 Phone: $60 Mortgage in California (currently residing in MN. just got married): Sisters are renting the house and paying the mortgage. : None Total: $560 Credit: Best Buy: owe $700, pay $20 monthly Home Depot: $150, $20 Kohls: $200, $30 Zales: $800, $50 Visa: $900, $50 Discover: $2500, $110 Providian: $3000, $125 Total: owe: $8250, pay $405 (varies interest rates) Other expenses: Groceries: $150 Gas: $150 Savings: $100 Total: $400 Total from Income: between $1600-$1800 Total from expenses: $1365 Total left: between $235-$435 If the credit cards are eliminated, that would mean, more funds to start saving to pay for school loans and to futher my education! Please help!! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 281615 | Saying goodbye to the cards | A | $9,000 @ 15% | Feb 19, 2008 | Expired |
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