p2p lending at lending club
pay off high interest credit cards

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: D DTI: 62%
Lender Rate: 29% Borrower: oreo1234
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-03-05 EricsCC ROI: 26%
Status History
Mar 05, 2008 Current
Purpose of loan: i will be using this loan to pay off my high interest credit cards and cut them up and just have one monthly payment.

My financial situation:    DEBT TO INCOME RATIO IS MUCH MUCH LOWER THAN IT APPREARS!    I am a good candidate because I make a lot more than $35,000 a year but that is all I could verify.  I work at a casino and I make tips daily and I make at least $70,000 a year.  Also, if you noticed that I have no delinquencies on any acct i ever borrowed from or any credit card i ever used.  I always pay what I owe.
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Monthly net income: $ $3,000 verify but at least $6,000

Monthly expenses: $
  Housing: $ 400
  Insurance: $ 100
  Car expenses: $ 400
  Utilities: $ 100
  Phone, cable, internet: $ 150
  Food, entertainment: $ 300
  Clothing, household expenses $ 200
  Credit cards and other loans: $ 400
  Other expenses: $ 100
Borrower's Other Listings
132962 time off from work but is back E $7,000 @ 29% May 04, 2007 Withdrawn
133242 time off of work due to illness but back to work now E $5,000 @ 29% May 05, 2007 Loan created
274256 pay off high interest credit cards D $12,500 @ 15% Jan 31, 2008 Withdrawn
285834 pay off high interest credit cards D $7,500 @ 29% Feb 28, 2008 Withdrawn

 

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