p2p lending at lending club
pay off high interest credit cards

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Listing Information
Amount: $7,500.00 Status: Withdrawn
Grade: D DTI: 66%
Lender Rate: 29% Borrower: oreo1234
Time Left: Finished State: CA
Funded: 1% Group: (No Group)
Purpose of loan: i will be using this loan to pay off my high interest credit cards and cut them up and just have one monthly payment. (explain what you will be using this loan for)

My financial situation:    DEBT TO INCOME RATIO IS MUCH MUCH LOWER THAN IT APPREARS!    I am a good candidate because I make a lot more than $35,000 a year but that is all I could verify.  I work at a casino and I make tips daily and I make at least $70,000 a year.  Also, if you noticed that I have no delinquencies on any acct i ever borrowed from or any credit card i ever used.  I always pay what I owe.
(explain why you are a good candidate for paying back this loan)

Monthly net income: $ $3,000 verify but at least $6,000

Monthly expenses: $
  Housing: $ 400
  Insurance: $ 100
  Car expenses: $ 400
  Utilities: $ 100
  Phone, cable, internet: $ 150
  Food, entertainment: $ 300
  Clothing, household expenses $ 200
  Credit cards and other loans: $ 400
  Other expenses: $ 100
Borrower's Other Listings
132962 time off from work but is back E $7,000 @ 29% May 04, 2007 Withdrawn
133242 time off of work due to illness but back to work now E $5,000 @ 29% May 05, 2007 Loan created
274256 pay off high interest credit cards D $12,500 @ 15% Jan 31, 2008 Withdrawn
285896 pay off high interest credit cards D $5,000 @ 29% Feb 28, 2008 Loan created

 

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