p2p lending at lending club
3 Accounts have been settled , No Car Loan, Need to Consolid

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Listing Information
Amount: $5,500.00 Status: Withdrawn
Grade: C DTI: 14%
Lender Rate: 12% Borrower: GoFWD
Time Left: Finished State: IN
Funded: 6% Group: (No Group)
Purpose of loan:
This loan will be used to?consolidate current remaining credit accounts. I have already "voluntarily" placed my other 3 debts in a settlement status, that is why it showed a deliquent status in credit report. They actually have deductions. One has only one more payment of $800.00 due to come out on March 21, 2008 as the final payment on the previous balance of $2,400, which we both mutually agreed- it was reduced by $700.00 as soon as I had agreed. Also I no longer have an auto loan, it was paid in full September 2007.  I have the title from Forum Credit Union, who was the holder of it for $281.66 per month, until I paid it in full in September 2007.
My financial situation:
I am a good candidate for this loan because? I can make the first payment in less than 30 days and the consolidation will free up more money for me complete my now final year as a Senior at Ohio University for my Bachelor of Specialized Studies degree, and pursue my career in Legal Information Systems and Medical Coding. I drive a 2003 three excellent condition Toyota Corolla that gets gas mileage of about 32-33 City and 34-36 highway. My upkeep is immaculate.
Monthly net income: $

Monthly expenses: $
  Housing: $ 375
  Insurance: $ 80
  Car expenses: $ 60
  Utilities: $ 0
  Phone, cable, internet: $ 32
  Food, entertainment: $ 20
  Clothing, household expenses $ 10  
  Credit cards and other loans: $ 190
  Other expenses: $ 20
Borrower's Other Listings
286017 No Car Loan, Need to Consolidate C $7,000 @ 12% Feb 29, 2008 Withdrawn
286140 No Car Loan, Need to Consolidate C $6,000 @ 12% Feb 29, 2008 Withdrawn
286655 Debt Consolidation, 3 Settlements Done, No Car Loan C $5,000 @ 18% Mar 01, 2008 Withdrawn
287155 Pay off 3 Creditors C $4,750 @ 17% Mar 03, 2008 Withdrawn
287157 Pay off 3 Creditors C $4,750 @ 17% Mar 03, 2008 Withdrawn
287234 Pay off 3 Creditors C $3,000 @ 17% Mar 03, 2008 Expired
289196 Pay off 3 Creditors C $3,300 @ 18% Mar 06, 2008 Withdrawn
289340 RELIST - Were so close! Reduce Int Rates! C $2,500 @ 18% Mar 06, 2008 Withdrawn
289696 RELIST had to be again - Great News - Need to Consolidate C $2,500 @ 18% Mar 06, 2008 Withdrawn
290578 Final Year for Degree, Reinvest in Prosper C $3,000 @ 18% Mar 09, 2008 Withdrawn
292854 Pay Off High Interest C $5,000 @ 18% Mar 13, 2008 Withdrawn
294475 Personal Loan C $1,900 @ 18% Mar 17, 2008 Withdrawn
295077 Personal Loan C $1,000 @ 18% Mar 18, 2008 Withdrawn
297130 Personal Loan C $3,500 @ 18% Mar 22, 2008 Withdrawn
297632 Reinvest in Prosper / Payoff Credit Cards C $3,500 @ 18% Mar 23, 2008 Withdrawn
297817 RELIST - Reinvest in Prosper/State Max 17.78/ Pay CC C $2,500 @ 18% Mar 23, 2008 Expired
300964 Ended short of 50%, Relisting - Reinvest in Prosper C $2,750 @ 18% Mar 28, 2008 Withdrawn
300969 Ended short of 50%, Relisting - Reinvest / Reduce Interest C $3,000 @ 18% Mar 28, 2008 Withdrawn
300984 Ended short of 50%, Relisting - Reinvest / Reduce Interest C $2,000 @ 18% Mar 28, 2008 Expired
302434 Relist Again - Need for Immediate Goal D $1,500 @ 18% Apr 01, 2008 Withdrawn
303144 Relist New Goal - Consolidate into lower monthly payment D $3,500 @ 18% Apr 01, 2008 Withdrawn
304170 Relist New Goal - Consolidate into lower monthly payment D $1,150 @ 18% Apr 03, 2008 Expired
305410 Consolidate cc payments D $1,150 @ 18% Apr 07, 2008 Withdrawn
306726 Consolidate cc payments/Max for state is 17.78% D $1,450 @ 18% Apr 09, 2008 Withdrawn
306760 Consolidate Pay Off CC//Dentalwork/Max is 17.78% D $4,000 @ 18% Apr 09, 2008 Withdrawn
312784 Consolidate Pay Off CC - Dentalwork D $3,000 @ 35% Apr 17, 2008 Withdrawn
313082 Consolidate Pay Off CC - Dentalwork D $3,000 @ 30% Apr 17, 2008 Withdrawn
329640 Consolidate Pay Off Credit Card Debts D $3,500 @ 35% May 09, 2008 Withdrawn
352954 Consolidate Pay Off Credit Card Debts D $3,500 @ 35% Jun 18, 2008 Withdrawn
352967 Consolidate Pay Off Credit Card Debts D $3,500 @ 35% Jun 18, 2008 Expired
357264 Pay Off CC Debts D $1,500 @ 24% Jun 25, 2008 Loan created

 

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