Small business startup and debt consolidation
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Hi and thank you for considering my loan request. I could go on and on with sappy stories of debt and show pics of my children but I do not want a sympathy bid. My request is two fold. One, my wife would like to start her own jewelry business and work from home more often. She currently works part time at as a hair stylist and has a fairly good income. This loan would help give her the boost to obtain the kit to start up. The second part of the loan request is for some debt consolidation. We wanted to refinance our home to use the equity to remodel part of our home into a salon for my wife. The problem was 2 1/2 years ago I thought a credit counseling compay was the way to go, apparantly not. That actually affects your credit like a chapter 13 BANKRUPTCY!!! The refi company needs that to be off of our credit for at least 6 months before they will consider us. So, l have paid my 'stupid tax' and need to get this stuff cleared up so that in January or February we can get her salon built. With the consolidation, this payment for this loan will be no problem and my wifes added income from her sales will greatly decrease the time of repayment. One more thing, I have cut up the credit cards so I don't make those mistakes again! Thanks so much for considering my loan and taking time to read my situation! Thank you. |
| Borrower's Other Listings |
| 28976 |
New business venture for wife |
C |
$2,300 @ 13% |
Aug 04, 2006 |
Loan created |
| 135500 |
New Home Salon!!! |
D |
$25,000 @ 15% |
May 11, 2007 |
Withdrawn |
| 186412 |
New Home Salon!!! |
D |
$12,500 @ 15% |
Aug 13, 2007 |
Withdrawn |
| 203219 |
WINTER IS COMING!!!! |
D |
$1,200 @ 12% |
Sep 18, 2007 |
Loan created |
| 300765 |
Finally trying to get a fresh start.... |
HR |
$5,000 @ 15% |
Mar 28, 2008 |
Expired |
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