Consolidate and pay off high interest debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $21,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 52% |
| Lender Rate: | 15% | Borrower: | retleohnra60 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-03-12 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| Mar 12, 2008 | Current |
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Purpose of loan: This loan will be used to pay off all of my credit card debt, car loan,personal loans, and consolodate into one paymet. My financial situation: I am a good candidate for this loan because I believe I am trustworthy and have always paid my bills and obligations on time. I have always had a stable job and have always paid what I owe. This loan will pay off all of my debt and will leave me with only this one payment. Below is what my financial situation currently looks like, and what it will be after I've paid off all of my loans and credit cards. I currently live with my father and do not pay any rent or utilities. (Thanks Dad!!). My monthly net income is $3,274.00, and after deducting my monthly expenses after the Prosper loan, I'll have $1,715.00 extra to pay off this loan ahead of schedule. Monthly expenses: $ 2379.00 Monthly expenses after Prosper loan: $1559.00 Housing: $ 0.00 Utilities: $0.00 Car expenses: $ 120.00 Phone, cable, internet: $ 170.00 Food, entertainment: $ 300.00 Clothing, household expenses $ 200.00 Credit cards and other loans: $ 1589.00 |
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