Reduce monthly expenses
| Listing Information | |||
|---|---|---|---|
| Amount: | $12,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 43% |
| Lender Rate: | 12% | Borrower: | emsgeek |
| Finished | State: | KS | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2008-03-04 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Mar 04, 2008 | Current |
| Apr 26, 2009 | Payoff in progress |
| May 01, 2009 | Paid |
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Purpose of loan: This loan will be used to consolidate some high interest credit cards and to help cover personal expenses for the next 4 months. I am a medical resident with 14 months left of my training. As of July 1st 2008, I will be able to supplement my income with moonlighting but I need help covering things until then. My financial situation: I am a good candidate for this loan because I am very responsible making payments and have a good credit history. I am excelling in residency and already have more than one job offer. I will be signing a contract in during my next year of training for a job making somewhere between 180,000 and 200,000 a year. In 4 months, when I can begin moonlighting, I will be able to make $80-100 and hour. This will probably double my current $40k resident salary. Monthly net income: $41,500 Monthly expenses: $ Housing: $ 1650 Insurance: $ 400 Car expenses: $ 0 Utilities: $ 200 Phone, cable, internet: $ 100 Food, entertainment: $ 500 Clothing, household expenses $ Credit cards and other loans: $ 650 Other expenses: $ |
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