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Paying off Student Loan

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: E DTI: 50%
Lender Rate: 35% Borrower: allusionzz
Time Left: Finished State: GA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: 4+ months late Origination Date: 2008-02-29 EricsCC ROI: -73%
Status History
Mar 01, 2008 Current
Jun 13, 2008 Late
Jun 30, 2008 1 month late
Jul 30, 2008 2 months late
Aug 21, 2008 Current
Aug 22, 2008 Late
Aug 30, 2008 1 month late
Sep 30, 2008 2 months late
Oct 30, 2008 3 months late
Nov 30, 2008 4+ months late
Purpose of loan:
This loan will be used to pay off my private student loan.  I currently have a private student loan with Chase.  The interest rate is at a flexible 36.00% APY.  I would like to use this loan to pay my student loan.

My financial situation:
I am a good candidate for this loan because I am scheduled to pay graduate from college this Spring.  I have not been late on any payments on anything and also have no delinquencies.  I have been trying to consolidate my expenses to make life as simple as it can be.

Monthly net income: $ 2500.00

Monthly expenses: $
  Housing: $ 0 I live with my parents.
  Insurance: $ 60
  Car expenses: $ 70 for gas
  Utilities: $ 0 everything is covered because of my great parents
  Phone, cable, internet: $ 60.00 for my cell phone bill
  Food, entertainment: $ 100 for random food and other misc. expenses
  Clothing, household expenses $ 40 for monthly personal care items
  Credit cards and other loans: $ 500.00
  Other expenses: $
Borrower's Other Listings
163331 Money for Tuition E $3,001 @ 15% Jul 05, 2007 Expired
167322 Money for Tuition E $3,001 @ 23% Jul 11, 2007 Expired
171660 Money for Tuition E $3,100 @ 20% Jul 18, 2007 Expired
182405 Debt Consolidation Loan C $5,000 @ 20% Aug 06, 2007 Loan created
282500 Buying Investment Property E $12,000 @ 20% Feb 21, 2008 Expired

 

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