Consolidate to one payment
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Withdrawn |
| Grade: | D | DTI: | 21% |
| Lender Rate: | 13% | Borrower: | Maddie36 |
| Finished | State: | NJ | |
| Funded: | 0% | Group: | (No Group) |
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Purpose of loan: This loan will be used to? consolidate and pay off the following high interest debt: loan, chase credit card and my car loan. Pay Off: balance: monthly payment: loan 5460.00 308.00 car loan 2835.00 360.00 chase 1705.00 58.00 ------------ ------------ ------------ 10,000 726.00 My financial situation: I am a good candidate for this loan because? despite my credit rating at a D, I consistently pay y monthly debt. It's important to me that I consolidate the above debt because I am putting more into my interest than paying down my debt. My focus is not to buy a home, but to continue to build my credit and decrease my debt. Monthly net income: $ 4533.00 (this amount includes an addtional $400 a month I receive for child support) Monthly expenses: $ 3208.50 Housing: $ 1045 Insurance: $ 151.50 Car expenses: $ 360 Utilities: $ 152 Phone, cable, internet: $ 131 Food, entertainment: $200 Clothing, household expenses $ 150 Credit cards and other loans: $ 694 Other expenses: $ 325 (cell phone and childcare) Additional Information that may be helpful when considering my loan: I will no longer have a cell phone bill, insurance bill, nor will need my vehicle beginning in March. With my career move with my current employer, I will be provided a vehicle and cell phone. This will help decrease my monthly debt. I have listed "no auction" because since I live in NJ, the interest rate is set where I cannot adjust it. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 43152 | consolidate debt to one payment | E | $13,300 @ 15% | Sep 29, 2006 | Expired |
| 79833 | Starting the new year on the RIGHT foot | C | $5,000 @ 13% | Dec 31, 2006 | Loan created |
| 185425 | Almost there because of prosper..... | D | $12,700 @ 14% | Aug 11, 2007 | Withdrawn |
| 185511 | Almost there because of prosper..... | D | $12,700 @ 14% | Aug 11, 2007 | Withdrawn |
| 191397 | Almost there.....need to pay off remainder debt | D | $15,200 @ 14% | Aug 22, 2007 | Withdrawn |
| 192957 | One step at a time | D | $2,300 @ 14% | Aug 26, 2007 | Withdrawn |
| 227986 | Second loan...paid off first | E | $3,000 @ 14% | Nov 07, 2007 | Expired |
| 329851 | Moving | D | $2,760 @ 21% | Aug 16, 2008 | Loan created |
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