start of a refi plan
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 17% |
| Lender Rate: | 17% | Borrower: | rilesemo |
| Finished | State: | OH | |
| Funded: | 100% | Group: | Der Polka Verein (The Polka Club) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2008-03-06 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Mar 05, 2008 | Current |
| Aug 06, 2009 | Payoff in progress |
| Aug 13, 2009 | Paid |
|
Purpose of loan: Start of a refinance plan. The faster i pay this off the better i feel. I want 1000 to bring the 6k down to 5k shaving more then the prosper payment off my current payments. With my busy schedule I didn't plan enough ahead and send in my fafsa or applyfor student loans. So i charged a semester of school on a credit line. Dumb i know but i need to get my classes done. I work 40hrs aweek. Plus i am looking to take on a part time job. Im a busy boy to say the least i like it that way. Like i said i don't like having this debt to some one else. Other then this i have a student loan for 1500. Im not going to put a budget for the fact that it can vary from month to month. Im not going to lie to lenders and make up some BS budget. I have been around prosper since Oct. 06. I have about 900 invested in loans myself. My loans could almost make this payments for me. I have investments i dont want to touch right now because of the fact im so young, i want them to grow. To be honest i highly doubt i will even keep this loan a year. I know what it is like to have a loan go sour i have 2 under my belt and know it is not a good feeling. So if you have questions about anything PM on .org, im not afraid to give personal info to assure a lender. Thanks RB PS i will not accept this loan if the rate does not drop under 20%. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 45141 | Ready to get this idea going. | HR | $11,115 @ 7% | Oct 05, 2006 | Withdrawn |
| 45521 | Got a idea | HR | $10,000 @ 7% | Oct 07, 2006 | Withdrawn |
| 46381 | Get started-need to build more credit | HR | $1,000 @ 7% | Oct 09, 2006 | Expired |
| 51007 | Wish cap was higher-trying to build more credit | HR | $1,500 @ 7% | Oct 20, 2006 | Withdrawn |
| 58592 | Reinvest/Credit Build | HR | $1,000 @ 7% | Nov 07, 2006 | Withdrawn |
| 72290 | NO DQ's 5 lines take a look Sorry about low cap | HR | $1,000 @ 7% | Dec 08, 2006 | Withdrawn |
| 117120 | Help prosperholics | HR | $1,000 @ 7% | Mar 29, 2007 | Withdrawn |
| 173273 | Dirty Laundry | D | $9,600 @ 23% | Jul 20, 2007 | Expired |
| 281743 | testing SOs and prosper plans. | E | $5,000 @ 22% | Feb 19, 2008 | Withdrawn |
| 281746 | testing SOs and prosper plans. | E | $1,000 @ 22% | Feb 19, 2008 | Withdrawn |
| 416748 | Left foot, Right foot | D | $1,000 @ 19% | Jul 16, 2009 | Loan created |
| 447990 | Almost there, loan # | B | $1,500 @ 14% | Feb 26, 2010 | Loan created |
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