Help me consolidate tax debt
| Listing Information |
| Amount: | $10,000.00 |
Status: | Loan created |
| Grade: | AA |
DTI: | 7% |
| Lender Rate: | 13% |
Borrower: |
AdamIerymenko
|
| Time Left: | Finished |
State: | MA |
| Funded: | 100% |
Group: |
(No Group) |
| Loan Information |
| Loan Status:
| Paid |
Origination Date:
| 2010-08-09 |
EricsCC ROI:
| 12% |
| Status History |
| Aug 08, 2010 |
Current |
| Sep 14, 2012 |
Payoff in progress |
| Sep 20, 2012 |
Paid |
|
Purpose of loan: I have been paying off debts for the past two years and am now left with only one significant debt remaining: some back taxes that I owe from a few years back.I have a payment plan with the IRS and have paid it down to about $10,000, and I'm looking to see if I can consolidate the remainder with another lender to reduce my effective interest rate. It's also much more convenient to deal with something like Prosper where I can check my balance and make payments online. The IRS has no such convenient interface. (Oh, and I'd much rather give you my interest than the IRS.)I am employed as a senior software engineer in Boston and make $100,000 per year plus bonuses, and my wife makes an additional $33,000 per year as an architectural assistant. This gives us a total household income of around $133,000. |
| Borrower's Other Listings |
| 5804 |
Recently married seeks to re-fi high-interest student debt |
D |
$6,001 @ 18% |
Apr 11, 2006 |
Expired |
| 9326 |
Recently married college grad seeks to consolidate debt |
D |
$6,001 @ 19% |
Apr 27, 2006 |
Expired |
| 12088 |
Recently married seeks to refi high-interest student debt |
D |
$6,001 @ 19% |
May 08, 2006 |
Loan created |
| 116608 |
Seeking to refinance and consolidate debt |
D |
$8,000 @ 15% |
Mar 28, 2007 |
Cancelled |
|
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