p2p lending at lending club
High interest credit cards
Homeownership Verified

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: B DTI: 36%
Lender Rate: 13% Borrower: progman
Time Left: Finished State: IN
Funded: 100% Group: GROUP CLOSED
Loan Information
Loan Status: Paid Origination Date: 2006-08-15 EricsCC ROI: 12%
Status History
Aug 13, 2006 Current
Feb 01, 2007 Payoff in progress
Feb 06, 2007 Paid
Hello,

I am looking to borrow some money to pay off my high interest credit cards.

I have NEVER been late on a payment, but my debt/income ratio is high because of my credit card debt.
I am 46 and have been a computer programmer for over 20 years now; and have been with my current employer for 18 1/2 years.

I think I must have done something wrong filling out the forms because it is basing my debt/income ratio on just my income.
I didn't see a place to enter my wife's income.  Together we make a pretty nice income, but after raising 4 kids, we have little savings and need to reduce our credit card debts.  My wife is an administrative assistant for a prominent stock broker.

This is my first listing, so please consider helping me.  Like I said, I have NEVER been late on a payment.

Thank you very much.
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