High interest credit cards

| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 36% |
| Lender Rate: | 13% | Borrower: | progman |
| Finished | State: | IN | |
| Funded: | 100% | Group: | GROUP CLOSED |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2006-08-15 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Aug 13, 2006 | Current |
| Feb 01, 2007 | Payoff in progress |
| Feb 06, 2007 | Paid |
|
Hello, I am looking to borrow some money to pay off my high interest credit cards. I have NEVER been late on a payment, but my debt/income ratio is high because of my credit card debt. I am 46 and have been a computer programmer for over 20 years now; and have been with my current employer for 18 1/2 years. I think I must have done something wrong filling out the forms because it is basing my debt/income ratio on just my income. I didn't see a place to enter my wife's income. Together we make a pretty nice income, but after raising 4 kids, we have little savings and need to reduce our credit card debts. My wife is an administrative assistant for a prominent stock broker. This is my first listing, so please consider helping me. Like I said, I have NEVER been late on a payment. Thank you very much. |
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