Paramedic Mom Needs Help- Debt Ratio Not As High As Listed-
| Listing Information |
| Amount: | $4,000.00 |
Status: | Loan created |
| Grade: | E |
DTI: | 68% |
| Lender Rate: | 21% |
Borrower: |
boazmedic51
|
| Time Left: | Finished |
State: | AL |
| Funded: | 100% |
Group: |
(No Group) |
| Loan Information |
| Loan Status:
| 4+ months late |
Origination Date:
| 2006-08-15 |
EricsCC ROI:
| -48% |
| Status History |
| Aug 30, 2006 |
Current |
| Apr 30, 2008 |
Late |
| May 24, 2008 |
1 month late |
| Jun 16, 2008 |
2 months late |
| Jul 16, 2008 |
3 months late |
| Aug 16, 2008 |
4+ months late |
|
Hello, I had listed last month and did not get funded as I think that I may have been asking for too much of an amount. First of all, we made an error when starting this account and only included my income although it seems to be showing our total debt as both our home, autos and most all accounts are co-accounts with my husband. Please look at the fact that I have a long credit history with never a delinquency or late payment and zero public records. We pay our bills timely and like to keep our credit clean which is why we are looking for your help. I have $10,100 in credit card debt on 3 credit cards and 1 store charge card. I would like to pay off the highest interest cards and can do that with $4000 and we will chisel away at the lower interest cards over time. We make our monthly payments on each but would like to see the bills go away one day and have let the cards meet the scissors. Instead of paying monthly revolving interest charges, I seek to obtain the funds to completely pay off the debt and be free and clear in 3 years. We recognize the interest rates are higher due to our credit rating (good credit, just bought car and house and has score down from 714 in May) and what appears to be a high DTI (stated income was incorrect, if anyone knows how to edit that please let me know). I can verify our income and supply debt/budget information on request. I am a hard working paramedic and loving mother that does not want to carry this revolving debt around forever. Thank you for looking at our request. |
| Borrower's Other Listings |
| 23986 |
Paramedic Mom Needs Help- Please Read- DTI Better Than shows |
E |
$10,000 @ 27% |
Jul 10, 2006 |
Expired |
|
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