New job..now paying off the high interest credit cards!
| Listing Information | |||
|---|---|---|---|
| Amount: | $12,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 0% |
| Lender Rate: | 35% | Borrower: | schoolpsyc28 |
| Finished | State: | MN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Late | Origination Date: | 2008-03-05 | EricsCC ROI: | 29% |
| Status History | |
|---|---|
| Mar 05, 2008 | Current |
| Nov 21, 2008 | Late |
|
Purpose of loan: This loan will be used to pay off my high interest and high balance credit cards. I recently paid off 4 credit cards on my own with patience and hard work, but I still have 3 high interest and high balance credit cards that I need help with. This loan would help me lower my debt, increase my credit score, and get back on my feet financially. I am confident that this loan would be beneficial for myself and the lender because I always make my loan payments on time, and this is something to get a young professional back on their feet financially. My financial situation: I am a good candidate for this loan because I just got a new, professional, good paying job. I am finally at the time in my life that I can establish financial stability, but I still have some credit cards and loans out there that need to be taken care of. I live on my own and have no children so my monthly expenses pretty much consist of my credit and loan bills. Once those are eliminated I will be on my way for financial stability. I am confident that once these credit cards and loans are taken care of I will be smarter as to not get myself into such overwhelming debt again. I currently have loan through Prosper that I am current on, have not missed a payment, nor been late. I have an endorser as well. I am a hardworking, honest person that just needs a little help to return to financial stability. Monthly net income: $ $3,500 Monthly expenses: $ Housing: $ $760 Insurance: $ $150 Car expenses: $ $200 Utilities: $ $50 Phone, cable, internet: $ $100 Food, entertainment: $ $150 Clothing, household expenses $ $100 Credit cards and other loans: $ $600, but once my credit cards are paid off this amount will be dramatically lower. Other expenses: $ 20, gym membership Total expenses: $2130, but once my credit cards are paid this will lower to $1530 a month. Thank you for taking the time to look at my listing. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 134616 | Educational Travel | E | $5,000 @ 29% | May 08, 2007 | Loan created |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|