p2p lending at lending club
Getting back in the saddle

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Listing Information
Amount: $4,500.00 Status: Withdrawn
Grade: HR DTI: 11%
Lender Rate: 18% Borrower: grateful
Time Left: Finished State: GA
Funded: 0% Group: UtopiaLoans.com - Now Over $1 Million in Closed Loans!!
I have been a government employee for over well over 14 years.  For many years I have been working towards my eventual retirement.  I have a 401 K and a 457 plan with over $14,000.  These funds will not be liquid until I retire.  My husband is retired and hopefully I'm not far behind him.   

I am a good candidate because as you can tell from my first loan I have made my payments in a timely fashion and have made extra payments when I've had extra funds.   Also, I am doing everything necessary to improve my credit scores.   They are on the rise at this time.   I greatly value my credit worthiness and I am very good with managing money or things would have been much worse.  In July of 2005 I had a fall which forced me to stay off my job for about three months.  In June of 2006 I was in an auto accident (I was not at fault) that had me off my job for almost three months.  I am still awaiting settlement of my case.  Finally, in April 2007 I had to have surgery to remove some very large fibroid tumors.    I am in great shape now and working regularly.  During that time I accumulated a lot of unexpected medical bills and transportation costs.  I ended up struggling to keep my bills paid after my reserves were depleted.  Through all that I never gave up. 

Thanks to your help I am back in the saddle and ready to ride.  I intend to pay off my existing loan with prosper.

I also intend to use the rest of the money to add to the down payment amount that was included in my lease payment.  I have been in my home for a year.  My husband and I were married in our home last year and we would love to spend the rest of our lives here.     

My husband and I have worked very hard all our lives and would like to be able to spend some time together doing things we enjoy and spend more time with our grandchildren.  The oldest is three and the youngest is one year old.   
Borrower's Other Listings
3939 Financial recuperation following injury C $5,000 @ 13% Mar 28, 2006 Withdrawn
4164 Financial recuperation after injury C $5,000 @ 18% Mar 29, 2006 Withdrawn
4174 Financial recuperation after injury C $4,500 @ 15% Mar 29, 2006 Withdrawn
4306 Getting back on my feet. C $5,000 @ 15% Mar 30, 2006 Withdrawn
5188 Getting back in the saddle C $6,000 @ 17% Apr 06, 2006 Withdrawn
5190 Getting back in the saddle C $6,000 @ 17% Apr 06, 2006 Withdrawn
5210 Getting back in the saddle C $5,000 @ 14% Apr 06, 2006 Loan created
275948 Getting back in the saddle HR $20,000 @ 15% Feb 04, 2008 Withdrawn
277541 Getting back in the saddle HR $20,000 @ 15% Feb 08, 2008 Withdrawn
277666 Getting back in the saddle HR $20,000 @ 15% Feb 09, 2008 Withdrawn
278412 Getting back in the saddle HR $8,000 @ 15% Feb 11, 2008 Withdrawn
281029 Getting back in the saddle HR $4,500 @ 18% Feb 18, 2008 Withdrawn
281361 Getting back in the saddle HR $4,500 @ 18% Feb 18, 2008 Withdrawn
281362 Getting back in the saddle HR $4,500 @ 18% Feb 18, 2008 Withdrawn
282385 Down payment to help purchase my home HR $4,500 @ 18% Feb 20, 2008 Expired
287185 Down payment to help purchase my home HR $3,002 @ 18% Mar 03, 2008 Withdrawn
290376 Down payment to help purchase my home D $4,000 @ 33% Mar 08, 2008 Withdrawn
295500 Down payment to help purchase my home D $8,000 @ 33% Mar 19, 2008 Expired
301246 Down payment to purchase my home D $5,000 @ 35% Mar 29, 2008 Withdrawn
301818 Pay off debts to increase credit score D $6,000 @ 35% Mar 30, 2008 Withdrawn
302298 Pay off debts to increase credit score D $6,000 @ 35% Mar 31, 2008 Withdrawn
302381 Pay off debts to increase credit score D $5,000 @ 35% Mar 31, 2008 Withdrawn
303634 Pay off debts to increase credit score D $5,000 @ 18% Apr 02, 2008 Withdrawn
304262 Pay off remaining debts for a fresh start D $5,000 @ 29% Apr 04, 2008 Withdrawn
304363 Pay remaining debts(2nd loan) Good payment history D $5,000 @ 18% Apr 04, 2008 Withdrawn
306828 Pay remaining debts-proven to be a good risk D $4,800 @ 20% Apr 09, 2008 Withdrawn
308001 Trying to get a fresh start D $3,900 @ 35% Apr 11, 2008 Expired
315376 Trying to get a fresh start D $3,900 @ 35% Apr 21, 2008 Withdrawn
315387 Trying to get a fresh start D $3,900 @ 35% Apr 21, 2008 Withdrawn
315388 Trying to get a fresh start D $3,900 @ 35% Apr 21, 2008 Withdrawn
315460 Trying to get a fresh start D $3,900 @ 33% Apr 21, 2008 Withdrawn
318714 Trying to get a fresh start D $4,500 @ 25% Apr 26, 2008 Withdrawn
318741 Trying to get a fresh start D $4,500 @ 25% Apr 26, 2008 Withdrawn
320395 Trying to get a fresh start D $3,500 @ 35% Apr 28, 2008 Expired
326482 Trying to get a fresh start D $3,500 @ 35% May 05, 2008 Withdrawn
329110 Pay Off Remaining Debts D $3,000 @ 35% May 08, 2008 Withdrawn
331301 Pay Off Remaining Debts D $3,900 @ 35% May 12, 2008 Withdrawn
332368 Pay Off Remaining Debts D $1,900 @ 25% May 14, 2008 Withdrawn
333027 Pay Off Remaining Debts D $1,900 @ 32% May 15, 2008 Loan created

 

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