Paying off credit card debt used when my daughter was born
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,001.00 | Status: | Loan created |
| Grade: | C | DTI: | 22% |
| Lender Rate: | 28% | Borrower: | MACFit |
| Finished | State: | AZ | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2008-02-28 | EricsCC ROI: | -52% |
| Status History | |
|---|---|
| Mar 01, 2008 | Current |
| Jul 13, 2008 | Late |
| Jul 29, 2008 | 1 month late |
| Aug 30, 2008 | 2 months late |
| Sep 29, 2008 | 3 months late |
| Oct 29, 2008 | 4+ months late |
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Purpose of loan: This loan will be used to pay off credit cards that were used when my daughter was born 8 weeks early and our insurance did not cover all the Dr's bills. She is doing great and very active, we're just trying to get some of our credit cards paid off this way. My financial situation: I am a good candidate for this loan because I have never been late on payment on any loan I have ever had. My credit score dropped down because my credit card debt has increased. Before my credit score was 745 now it has dropped to 660 just bacause of the extra revolving debt on my report. My income for paying my monthly expenses comes from a Real Estate and Mortgage company that I own. Monthly net income: $ 11,249 Monthly expenses: $ 10,184 Housing: $ 6,296 Insurance: $ 400 Car expenses: $658 Utilities: $ 600 Phone, cable, internet: $200 Food, entertainment: $ 500 Clothing, household expenses $400 Credit cards and other loans: $ 600 Prosper Loan: $ 530 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 280204 | Paying off credit card debt used to build a mobile gym | C | $20,000 @ 20% | Feb 15, 2008 | Withdrawn |
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