p2p lending at lending club
Help! I need to pay my taxes!!
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Listing Information
Amount: $3,001.00 Status: Loan created
Grade: E DTI: 12%
Lender Rate: 23% Borrower: deere101
Time Left: Finished State: GA
Funded: 100% Group: KoyneLoans
Loan Information
Loan Status: Current Origination Date: 2008-02-28 EricsCC ROI: 20%
Status History
Mar 01, 2008 Current
HI!  I need a loan so I can pay our taxes to the IRS and the state in which we live.  We owe $1,809.00 in income tax for the year 2007.  I will use the remaining amount to pay off my credit cards, which have an interest rate of 29%.  Once paid off, I will be closing my credit card accounts.  I so much want to be able to pay the IRS in full when April 15th rolls around.  This is very important to me.

Our budget is as follows:

Net Income $4876 per month.
My house payment, utilities, etc. is approximately $1850 per month.
My car payments are approximately $485 per month.
My credit card/loan payments are approximately $181 per month.
Groceries, gas, etc., cost my family approximately $1300 per month.
As you can see, this leaves me approximately $1,060 in discretionary income, which would enable me to repay this loan in less than 3 years, and still allow me to save money to pay Uncle Sam next year!

Please help me pay Uncle Sam and my state so I don't end up with penalties, etc. from the government.  Please know that I am a home owner.

Thanks!







Borrower's Other Listings
32915 Home/Car Repairs E $3,500 @ 29% Aug 21, 2006 Withdrawn
32948 Home/Car Repairs E $3,500 @ 22% Aug 21, 2006 Loan created
236539 4 Wheeler for Christmas E $3,800 @ 29% Nov 24, 2007 Expired

 

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