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Financing an engagement ring

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Listing Information
Amount: $7,210.00 Status: Withdrawn
Grade: C DTI: 12%
Lender Rate: 9% Borrower: texastea007
Time Left: Finished State: TX
Funded: 0% Group: (No Group)
Purpose of loan:
This loan will be used to finance the purhase of an engagement ring.  My girlfriend and I have been dating 1 1/2 yrs and I have decided to ask her to be my wife.  I have started saving for a ring, however it would not be until December before I can afford one and I can't wait that long. 

My financial situation:
I am a good candidate for this loan because I am a very fiscally responsible person.  I have never been late on a payment my entire life.  I made a few mistakes in college involving credit card debt that have set me back, but I am working constantly to fix my current situtation. 

Monthly net income: $3,500

Monthly expenses: $1,705
  Housing: $450
  Insurance: $150
  Car expenses: $50
  Utilities: $70
  Phone, cable, internet: $35
  Food, entertainment: $500 
  Clothing, household expenses $150
  Credit cards and other loans: $300
  Other expenses: $
Borrower's Other Listings
281081 Trying to consolidate high interest debt C $1,500 @ 8% Feb 18, 2008 Withdrawn
283446 Investing in Prosper C $1,500 @ 17% Feb 23, 2008 Withdrawn
355766 Pay off high interest credit cards AA $2,000 @ 8% Aug 11, 2008 Withdrawn
381422 Pay off high interest credit cards AA $2,000 @ 10% Aug 12, 2008 Loan created

 

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