Paying off my credit cards ASAP
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Expired |
| Grade: | C | DTI: | 33% |
| Lender Rate: | 13% | Borrower: | ITPRO |
| Finished | State: | NJ | |
| Funded: | 0% | Group: | Computer Professionals, Engineers and Business Startups |
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Hello! I have a Master's Degree in Information Technology and have been a Computer Analyst for 5 years at a major financial firm. When not working at my 9-5, I run my own computer repair\consulting buisness. I subscribe to a credit monitoring service and according to the other credit buros my credit grade is still A. I don't know why prosper is using this "New" scoring system! This no risk loan will be used to consolidate my credit cards that were used to initially finance my computer repair\consulting company. This will allow me to make one payment every month to prosper. The rates on these cards went up over the last year and the interest is pilling up quickly and I want to pay them off as soon as possible. Credit Card #1 $3200.00 @ 24% Credit Card #2 $2900.00 @ 18.9% Credit Card #3 $1800.00 @ 9.99 This is my 2nd prosper loan! I am a honest hard working entrepueneur and have never missed a payment on a loan or credit card! Here is my Budget of monthly corporate Income and Expenses Monthly Income Myself $4,416 Monthly Expenses Education Loan #1 $181 Education Loan #2 $425 Micro Loan $347 Prosper Loan #1 $477 Rent $430 Credit Card Payments $250 Isurance $175 Phone $49 Food & Misc $450 Total Expenses & Debt = $2784 Total Income = $4,416 ---------------------------------------------------------------------------------------------------------------------------------------- I also own a computer repair\consulting business. Here is my own compines income which goes right back into marketing and helping my sister pay for her pharmacy degree: Average monthly income: $2100 Monthly expenses and savings Advertising $800 Phone $22 Supplies $180 My Sisters PharmD savings $650 Business savings $448 If you have any questions or need any more information please ask! Thank you! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 109264 | Expand Computer Buisness | A | $14,500 @ 11% | Mar 10, 2007 | Loan created |
| 279937 | Paying off my credit cards ASAP | C | $12,800 @ 13% | Feb 14, 2008 | Withdrawn |
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