p2p lending at lending club
@%@SECOND LOAN-FINALLY DEBT FREE@%@
Homeownership Verified

Click Here to view this listing on Prosper
Listing Information
Amount: $14,000.00 Status: Loan created
Grade: A DTI: 34%
Lender Rate: 14% Borrower: searching101
Time Left: Finished State: WI
Funded: 100% Group: Have Money - Will Bid
Loan Information
Loan Status: Current Origination Date: 2008-02-27 EricsCC ROI: 12%
Status History
Mar 01, 2008 Current
Purpose of loan: 
THANK YOU FOR CHECKING OUT MY LISTING. THIS WILL BE MY SECOND LOAN WITH PROPSER AND I AM LOOKING TO CONSOLIDATE MY LAST DEBTS! THANKS TO PROPSER I AM WELL ON MY WAY TO BEING DEBT FREE FOR ONCE! 

I HAVE IMPROVED MY DEBT SITUATION QUITE A BIT SINCE MY FIRST LOAN AND HOPE TO CONTINUE THAT WAY!

My financial situation:
I HAVE WORKED REALLY HARD TO GET WHERE I AM TODAY AS A SINGLE MOTHER AND I DON'T WANT TO LOSE THAT! I WORK FULL TIME AS A MED TECH IN A SMALL HOSPITAL. I HAVE BEEN EMPLOYED FOR MORE THAN 5 YEARS AND HAVE PLENTY OF JOB SECURITY.  ALSO, NOW MY CHILD IS IN SCHOOL FULL TIME,SO THIS HELPS WITH THE DAYCARE!

AGAIN I AM LOOKING TO HAVE ONE MONTHLY PAYMENT!  I KNOW I CAN PAY THIS LOAN BACK BECAUSE I AM CURRENT WITH MY FIRST PROSPER LOAN AND ALL MY OTHER PAYMENTS!   ALREADY I HAVE FAITH IN MYSELF THAT I CAN MAKE THE PAYMENTS.  I WILL CONTINUE TO HAVE THE PAYMENT AUTOMATICALLY DEDUCTED FROM MY VERIFIED ACCOUNT TO INSURE THIS.

IF THINGS CONTINUE THIS WAY I CAN BE DEBT FREE BEFORE THE THREE YEAR TERM OF A PROSPER LOAN!

ALSO WHILE FILLING OUT THE PROSPER LISTING, I LEARNED THAT WISCONSIN HAS A MINUMUM INTEREST RATE.

with this loan i will pay off
$4423 ( JUST COMBINE THE ORIGINAL PROSPER LOAN FOR ONE PAYMENT)
$6500 LEFT ON CITI CARD FROM FIRST CONSOLIDATION
APPRX. $3000 LEFT ON FINAL MEDICAL BILLS (2-16-08 paid off $2000 with tax return)


Monthly net income: $
FROM FULL TIME JOB, NO CHILD SUPPORT.....$2100.00
Monthly expenses: $
  Housing: $ 712.00 INCLUDES MORT. INSURANCE
  Insurance: $ 46.00 CAR
  Car expenses: gas included in monthly exp.
  Utilities: $ 145.00
  Phone, cable, internet: $ 105.00
  Food, entertainment: $ 100.00 JUST GROCERIES, WE STAY HOME ALOT!!
  Clothing, household expenses $ 150.00
  Credit cards and other loans: $ 190.00  Other expenses: $
total $1448.00

with a monthly income of $2100.00, this would leave me $652.00 to make my payment along with the extra $250.00 i get each month from my roomates rent!

please send me any ? you may have. thank you again for viewing my listing and god bless!
Borrower's Other Listings
157587 trying to get back on track! C $10,000 @ 16% Jun 25, 2007 Withdrawn
159956 please!! can anyone out there help me!! C $10,000 @ 16% Jun 28, 2007 Withdrawn
159967 please!! can anyone out there help me!! C $10,000 @ 16% Jun 28, 2007 Withdrawn
162257 please!! can anyone out there help me!! C $10,000 @ 16% Jul 03, 2007 Withdrawn
163022 */*/*PLEASE HELP ME PAY THE MEDICAL BILLS*/*/*/ C $7,000 @ 16% Jul 04, 2007 Expired
175185 */*/*PLEASE HELP ME PAY THE MEDICAL BILLS -RELIST*/*/*/ C $7,000 @ 15% Jul 24, 2007 Withdrawn
176758 #$#$RELIST-WITH UPDATED TOTAL@*@* C $5,050 @ 15% Jul 26, 2007 Withdrawn
177498 #$#$RELIST-WITH UPDATED TOTAL@*@* C $5,050 @ 14% Jul 27, 2007 Loan created
277299 @%@SECOND LOAN-FINALLY DEBT FREE@%@ A $16,000 @ 16% Feb 08, 2008 Expired
280227 @%@SECOND LOAN-FINALLY DEBT FREE@%@ A $16,000 @ 16% Feb 15, 2008 Withdrawn

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here