p2p lending at lending club
Debt Consolidation - Our Second Loan With Prosper!
Homeownership Verified

Click Here to view this listing on Prosper
Listing Information
Amount: $5,841.00 Status: Loan created
Grade: C DTI: 40%
Lender Rate: 24% Borrower: ArmyFamilyofThree
Time Left: Finished State: WA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-02-26 EricsCC ROI: 21%
Status History
Feb 23, 2008 Current
Purpose of loan: This is our second loan with prosper. Our first loan is current and in excellent standing!  We would like to take a minute to thank all of the lenders on Prosper. That first loan helped us out tremendously. Our credit has upgraded from an E to a C since our last loan and is improving more by the day. This loan will be used to consolidate a couple more of our credit cards to help lower our interest rate and to help us pay them off quicker. We are listing on Prosper again because our first experience was so pleasant and because we would be much happier to see our interest money go to the individual investors like yourselves, instead of the corporate banks.

My financial situation: I am still working for the WA Department of Corrections. My income can be verified (As can any WA State Employee) by going to Lbloom.net I am also still in the WA Army National Guard...just re-enlisted for another six years. In the Guard I am a Combat Engineer and perform demolition and mine clearing operations. Have been deployed overseas once in 2003-2005. Have two steady jobs and my/our (can't include my wife's income on this loan) ability to re-pay this loan will never be an issue. Thanks again to all of you lenders and to Prosper for helping me get my Family back on track. . 

Monthly net income: $ 4200

Monthly expenses: $
  Housing: $ 950.00
  Insurance: $ 75.00
  Car expenses: $ 284.00
  Utilities: $ 70.00
  Phone, cable, internet: $ 39.00
  Food, entertainment: $ 90.00
  Clothing, household expenses $ 74.00
  Credit cards and other loans: $ 342.69
  Other expenses:
Borrower's Other Listings
177735 DEBT CONSOLIDATION E $21,000 @ 19% Jul 28, 2007 Withdrawn
180919 DEBT CONSOLIDATION E $5,750 @ 22% Aug 02, 2007 Expired
186118 Re-list Debt Consolidation E $1,429 @ 24% Aug 13, 2007 Loan created

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here