p2p lending at lending club
Paying off my credit cards ASAP

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Listing Information
Amount: $12,800.00 Status: Withdrawn
Grade: C DTI: 36%
Lender Rate: 13% Borrower: ITPRO
Time Left: Finished State: NJ
Funded: 0% Group: Computer Professionals, Engineers and Business Startups
Hello! I have a Master's Degree in Information Technology and have been a Computer Analyst for 5 years at a major financial firm. When not working at my 9-5, I run my own computer repair\consulting buisness.
This no risk loan will be used to consolidate my credit cards and one micro loan that were used to initially finance my computer repair\consulting company. This will allow me to make one payment every month to prosper. The rates on these cards went up over the last year and the interest is piling up quickly and I want to pay them off.

Credit Card #1 $3200.00 @ 24%
Credit Card #2 $2900.00 @ 18.9%
Credit Card #3 $1800.00 @ 9.99
Micro Loan $5000.00 @ $13.99%

This is my 2nd prosper loan! I am a honest hard working entrepueneur and have never missed a payment on a loan or credit card!

Here is my Budget of monthly corporate Income and Expenses
Monthly Income
Myself $4,416

Monthly Expenses
Education Loan #1 $181
Education Loan #2 $425
Micro Loan $347
Prosper Loan #1 $477
Rent $430
Credit Card Payments $250
Isurance $175
Phone $49
Food & Misc $450
Total Expenses & Debt = $2784 Total Income = $4,416

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I also own a computer repair\consulting business.
Here is my own compines income which goes right back into marketing and helping my sister pay for her pharmacy degree:

Average monthly income: $2100

Monthly expenses and savings
Advertising $800
Phone $22
Supplies $180
My Sisters PharmD savings $650
Business savings $448

If you have any questions or need any more information please ask!

Thank you!
Borrower's Other Listings
109264 Expand Computer Buisness A $14,500 @ 11% Mar 10, 2007 Loan created
280704 Paying off my credit cards ASAP C $7,500 @ 13% Feb 17, 2008 Expired

 

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