Consolidating Credit Cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $12,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 29% |
| Lender Rate: | 20% | Borrower: | auchip |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-02-29 | EricsCC ROI: | 17% |
| Status History | |
|---|---|
| Mar 01, 2008 | Current |
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Purpose of loan: I'm trying to consolidate high interest credit cards. I have too many credit accounts right now and they eat into my disposal income. I want to get a lower APR from a loan and pay them off for good. My goal is to be debt free in the next four years. My financial situation: I make a good salary and I own my own place. I also have a roommate that lives with me and pays rent. My truck is completely paid off and it only has 60,000 miles on it. As I mentioned, I simply want to pay off the debt that I have now and get back to debt free over the next few years as I leave my spend-free 20's and enter my financially-responsible 30's. My credit rating is at a "C" right now only because I have too much revolving debt. I have NEVER defaulted on anything and I pay all of my bills on time. I am a very safe borrower, so I suggest taking this chance on me because you will make a good return on your investment. This loan will help me get rid of some of this debt much quick than trying to pay down the credit cards every month. Monthly net income: $ 4800 Monthly expenses: $ 4390 Housing: $ 1500 Insurance: $ 120 Car expenses (just gas): $120 Utilities: $100 Phone, cable, internet: $ 150 Food, entertainment: $ 500 Clothing, household expenses $ 100 Credit cards and other loans: $ 1800 Other expenses: $ 0 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 278631 | Consolidating Credit Cards | C | $15,500 @ 24% | Feb 11, 2008 | Withdrawn |
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